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What documents to keep and what to toss?
Tax time again and a mound of documents and not sure what to do with it all?
Hopefully you made it through another tax season and found all of your documents needed to file your return. Now, what documents do you need to keep and which ones should you toss? Here’s a little guideline which will help you with clearing out the old paperwork, but not throwing away anything that you might need later.
What to keep and what to toss?
John and Tracey
Keeping it Real…Estate
John and Tracey Tindall
208-818-2365 or 2456
Renting is Expensive! Want to be a First Time Buyer?
Renting is Expensive! Buying versus Renting which will cost you more? First Time Buyer and Hopeful First Time Buyers not sure where to start?
Renting is expensive and rents are rising. Think you cant afford to buy, think again!
We have helped so many first time buyers get into their first home. Upon meeting most first time home buyers they think they cant afford to buy a home or won’t qualify. Worried they need a large down payment to even get started.
We enjoy sharing the buying process with first time home buyers and teaching them the buying process, what to expect and how to get qualified. Introducing hopeful buyers to options that include buying a home with little to no money out of pocket. We love spending time with first time buyers and discussing all of the options and educating them on the buying process; what to expect and how it all works. Fears and worries about “if we can” are replaced with “wow” we can really do this! When they realize that we are here to help and that it does not cost anything to retain us or get pre qualified true excitement comes rushing in!
If you are a want to be first time buyer or know someone that is renting and wants to explore becoming a home owner, lets connect. We offer a first time home buyer counseling session where we will answer all all your questions, education you on the process and give you a number of options and get you set up with a lender to get qualified.
Renting is EXPENSIVE! Maybe its time to become a homeowner!
June Snapshot – Kootenai County!
Summertime in North Idaho and our market remains Healthy!
Have any questions about buying or selling? Wondering if its the right time for you? Contact us and lets discuss it and let us provide you all the information you need to make an informed decision to move forward or to wait. We are here to help!
Your Professional Agents
208-818-2365 John johntindall@windermere.com
208-818-2456 Tracey traceytindall@windermere.com
Website www.johnandtracey.com
Home Tour – 1476 W Watercress, Post Falls / Meadow Ridge
Looking for the home that has it all? You have found it!
You need to see this gorgeous home offering high end finishes and beautiful mountain views. Located in desirable Meadow Ridge. Country feel yet close to everything. This home has it all with granite, tile, hardwood, large master suite with spacious walk in closet, tiled shower, jetted tub, 3 car tandem garage and 20×40 paved RV pad behind large gate. Fabulous kitchen with lots of counter space, storage and light. Elegant cathedral 10’ foot ceilings, gas fireplace, luxurious formal living and dining, spacious family room, custom railings, large laundry room, AC, fully fenced and READY for your SHOP (at least 20×40) This home has been PRE-INSPECTED and is move in ready and comes with a 13 Month Home Warranty
MLS:16-1042
John and Tracey
Your Professional Agents
208-818-2365 John johntindall@windermere.com
208-818-2456 Tracey traceytindall@windermere.com
Website www.johnandtracey.com
YouTube Channel Launched!
We are super excited to announce the launch of our YouTube Channel!
Keeping it Real…Estate with John and Tracey will be your site to learn more about the real estate industry, beautiful North Idaho and experience a "real" tour through a variety of homes.
We will cover topics for the first time home buyer, investors, those who want to build, lending questions, what to look for in an agent and more. Stay tuned!
We will have a mix of serious business and fun while always keeping it 100% real. Se sure and subscribe to stay up to date. Ask us a question on line and we will try to answer it in one of our future videos!
John and Tracey
Your Professional Agents
208-818-2365 John johntindall@windermere.com
208-818-2456 Tracey traceytindall@windermere.com
Website www.johnandtracey.com
Buyer Fatigue – Is it Real?
Our market is healthy here in North Idaho and if you are looking for homes in certain price ranges, the fatigue is real! The competition is fierce. So 
many buyers competing for a small number of homes not only stressful but exhausting. Finding the right home and ready to make an offer just to find out another offer or two are accepted before you can even get yours submitted. Making several offers just to be edged out and having to start from ground zero. Is this you?
How can you get ahead in this market and go from making offers to getting yours accepted? A professional fulll time and strategic agent is how! Well-trained, battle ready and ready to compete for you! An agent who understands this market and has a proven strategy for your success.
Going it alone? Not finding success with what you have been trying… its time for a change. You need a plan for success and we have one! We have successfully found our buyers homes within the first week or less. We know about homes before they are listed and have strategies that are success proven. Have questions, let's connect.
How to contact John and Tracey
John Tindall: 208-818-2456 johntindall@windermere.com
Tracey Tindall: 208-818-2365 traceytindall@windermere.com
Click here to learn: More about us!
New-Home Sales on the Rise!
New Home Sales Surge Past Post Recession High!
Sales of new single-family homes climbed 16.6 percent in April, reaching the highest sales pace since January 2008, the Commerce Department reported this week. Newly built, single-family homes rose to a seasonally adjusted annual rate of 619,000 units in April. Read more…
North Idaho's market is healthy with residential sales at a 12% increase over April. **
Housing Market Index : National Association of Home Builders
**Source: Pioneer Title
How to contact John and Tracey
John Tindall: 208-818-2456 johntindall@windermere.com
Tracey Tindall: 208-818-2365 traceytindall@windermere.com
Click here to learn: More about us!
Why Is Inventory So Low?
Ever wonder why our inventory is so low?
Here is an explaination from Matthew Gardner, Chief Economist for Windermere Real Estate.
Here in Kootenai County we have an inventory shortage, however, our market is fairing better than many other states across the US. Most all segments of our market are performing well and most homeowners who bought at the top of the market are now in an equity position.
If you are on the fence about selling, now is a great time! Abunance of buyers, low rates, inventory shortage; all increase your odds of selling!
The housing market is performing remarkably well, with the exception of incredibly low inventory levels in many areas throughout the country. Why is this happening? Windermere’s Chief Economist, Matthew Gardner, explains why and offers his predictions for what we can expect in the future.
Want to learn more about the value of your home and your odds of selling? Let's connect and we will be happy to provide a complimentary market analysis for your home so you can determine if now is a good time to sell.
How to contact John and Tracey
John Tindall: 208-818-2456 johntindall@windermere.com
Tracey Tindall: 208-818-2365 traceytindall@windermere.com
Click here to learn: More about us!
SHRED Day! This Thursday!
Shred it up with US!
How to contact John and Tracey
John Tindall: 208-818-2456 johntindall@windermere.com
Tracey Tindall: 208-818-2365 traceytindall@windermere.com
Click here to learn: More about us!
5 Myths Buyers Have About Mortgages
5 Mortgage Myths Many Buyers or 1st Time Buyers Have
Borrowers still have a lot of confusion when it comes to mortgages; from closing costs to minimum down payment requirements and questions over credit scores. Some mortgage myths are even preventing some would-be home buyers from entering the market too.
Read more: Buyers Overestimate Mortgage Requirements
The National Mortgage News recently highlighted some of the following mortgage myths that still seem to perplex borrowers, including:
1. Closing costs: New mortgage rules that took effect last fall, TILA-RESPA, are providing borrowers with a clearer picture of mortgage closing costs prior to settlement. However, those expenses can still come as a shock to your clients. They may be surprised to see the costs of closing on a home loan when they receive their Loan Estimate disclosure upfront.
2. Who can cover closing costs: Borrowers may believe that they are the only ones who can pay their closing costs. However, closing costs also can be offered as a seller concession.
3. The credit-less: Consumers who don’t have credit cards may think their lack of debt history will be a positive when applying for a mortgage. However, lenders are looking for how well consumers manage their debt and a lack of history could be problematic in qualifying a borrower.
4. Minimum requirements for qualifying: Home buyers may be under the impression that their credit needs to be a lot more stellar to qualify for a mortgage than it actually needs to be. To qualify for a Fannie Mae-backed loan, borrowers only need a 3 percent down payment and a minimum FICO score of 620.
5. Eligible tax breaks: Mortgage interest deductions are not limited to just primary residences. In some situations, second-home loans and home equity loans of credit may also be eligible.
Source: “7 Mortgage Myths That Still Befuddle Borrowers,” National Mortgage News (May 2016)
Source: Realtor Magazine
How to contact John and Tracey
John Tindall: 208-818-2456 johntindall@windermere.com
Tracey Tindall: 208-818-2365 traceytindall@windermere.com
Click here to learn: More about us!
