Buying your first home is a BIG DEAL. But it may not be as “scary” as you thought!
We have helped tons of first time home buyers get into their first homes. Time and time again, the concerns, misconceptions and fears we discuss are the same.
Here are just 3 we hear all the time and often the reasons buyers decide they need to wait or that it “just wont for for them”.
We are here to tell you, its not as hard you think and when you work with someone like us, we will get all of the questions answered and guide you through the process each step of the way. Believe us, whatever you worried about or are afraid to ask, we have dealt with it before and can help you too!
If you are curious about buying and want to know more, let’s connect! We are here to help you Make Awesome Happen.
Also be sure to watch our First Time Buyer Play List on YouTube for more helpful information about buying your first home.
Now that it is nearly summer in Northern Idaho, you can almost hear a collective sigh of relief across the Panhandle. The sun is out, flowers are blooming and we can finally head downtown to Coeur d’Alene’s wonderful farmers market! John and I have always felt personal conviction to buy local and to support our community and what better way than going out to meet the faces behind all the hard work?
Just a short trip down town to 5th street and you’ll find dozens of tents full of color and aromas that will make you soar. Last year we bought some rare herbs for the garden at one of the local vendors and I was relieved to find that they are back again this year.
You’re also likely to find one or two dairies, some fresh made stone-fired pizza and handmade soaps and countless other crafts but my Granddaughter’s favorite is the strawberry ice cream that Sweet Peaks is selling. Sweet Peaks has been doing the farmers market for a while now, but are just opening up a food truck on 4th & Best Ave. They make all of their ice cream right on the spot with liquid nitrogen. It was really nice finally having ice cream that tasted like both cream and strawberries (real ones).
We hope you get out to the next one and make your own adventure like we did!
Downtown: Wednesdays 4pm-7
5th & Sherman
Hayden: Saturdays 9am-1:30
Hwy 95 & Prairie
Tax time again and a mound of documents and not sure what to do with it all?
Hopefully you made it through another tax season and found all of your documents needed to file your return. Now, what documents do you need to keep and which ones should you toss? Here’s a little guideline which will help you with clearing out the old paperwork, but not throwing away anything that you might need later.
What to keep and what to toss?
John and Tracey Tindall
208-818-2365 or 2456
Thinking of selling and want to spruce up your home before hitting the market? Surprisingly you should think small when making renovations and updates for the best ROI.
If you are like most of our clients you may have a laundry list of things you believe you need to your home before you sell it. Some of the things may be costly and in the end will not improve the sale-ability of your home or even provide a good return on your investment investment. Here are some tips to consider:
If you are thinking of selling , lets meet up and we can work with you to develop a plan for success. The right improvements to increase the sale-ability of your home while being kind to your finances.
How to contact John and Tracey
John Tindall: 208-818-2456 firstname.lastname@example.org
Tracey Tindall: 208-818-2365 email@example.com
Click here to learn: More about us!
Summertime in North Idaho and our market remains Healthy!
Have any questions about buying or selling? Wondering if its the right time for you? Contact us and lets discuss it and let us provide you all the information you need to make an informed decision to move forward or to wait. We are here to help!
Your Professional Agents
208-818-2365 John firstname.lastname@example.org
208-818-2456 Tracey email@example.com
Our market is healthy here in North Idaho and if you are looking for homes in certain price ranges, the fatigue is real! The competition is fierce. So many buyers competing for a small number of homes not only stressful but exhausting. Finding the right home and ready to make an offer just to find out another offer or two are accepted before you can even get yours submitted. Making several offers just to be edged out and having to start from ground zero. Is this you?
How can you get ahead in this market and go from making offers to getting yours accepted? A professional fulll time and strategic agent is how! Well-trained, battle ready and ready to compete for you! An agent who understands this market and has a proven strategy for your success.
Going it alone? Not finding success with what you have been trying… its time for a change. You need a plan for success and we have one! We have successfully found our buyers homes within the first week or less. We know about homes before they are listed and have strategies that are success proven. Have questions, let's connect.
New Home Sales Surge Past Post Recession High!
Sales of new single-family homes climbed 16.6 percent in April, reaching the highest sales pace since January 2008, the Commerce Department reported this week. Newly built, single-family homes rose to a seasonally adjusted annual rate of 619,000 units in April. Read more…
North Idaho's market is healthy with residential sales at a 12% increase over April. **
Housing Market Index : National Association of Home Builders
**Source: Pioneer Title
Let the shredding begin! Join us this Thursday the 19th at our Windermere Post Falls Office from 11-2. Bring old papers and documents and we will shred them all! Hot dogs and beverages provided. We will see you there … Located at 1616 E Seltice Way, Post Falls Idaho.
5 Mortgage Myths Many Buyers or 1st Time Buyers Have
Borrowers still have a lot of confusion when it comes to mortgages; from closing costs to minimum down payment requirements and questions over credit scores. Some mortgage myths are even preventing some would-be home buyers from entering the market too.
Read more: Buyers Overestimate Mortgage Requirements
The National Mortgage News recently highlighted some of the following mortgage myths that still seem to perplex borrowers, including:
1. Closing costs: New mortgage rules that took effect last fall, TILA-RESPA, are providing borrowers with a clearer picture of mortgage closing costs prior to settlement. However, those expenses can still come as a shock to your clients. They may be surprised to see the costs of closing on a home loan when they receive their Loan Estimate disclosure upfront.
2. Who can cover closing costs: Borrowers may believe that they are the only ones who can pay their closing costs. However, closing costs also can be offered as a seller concession.
3. The credit-less: Consumers who don’t have credit cards may think their lack of debt history will be a positive when applying for a mortgage. However, lenders are looking for how well consumers manage their debt and a lack of history could be problematic in qualifying a borrower.
4. Minimum requirements for qualifying: Home buyers may be under the impression that their credit needs to be a lot more stellar to qualify for a mortgage than it actually needs to be. To qualify for a Fannie Mae-backed loan, borrowers only need a 3 percent down payment and a minimum FICO score of 620.
5. Eligible tax breaks: Mortgage interest deductions are not limited to just primary residences. In some situations, second-home loans and home equity loans of credit may also be eligible.
Source: “7 Mortgage Myths That Still Befuddle Borrowers,” National Mortgage News (May 2016)
Source: Realtor Magazine