12 Mistakes That Can Derail Closing Day For Buyers

Buying your first home? Maybe you have done this before and just assume lending is pretty straight forward? Avoid these common mistakes that can blindside a buyers mortgage and closing day!  

Lending is a complicated business with a number of moving parts and many rules that can make the difference between a happy closing day or no home at all.   There are so many things that can effect your loan process and your road to a successful closing day.  Here are just a few of the most common mistakes that buyers make.   

 

Here are a few more things to avoid so that you can keep loan and purchase on the rails through to closing day!  

Big Purchases on Credit. It is tempting to buy the furniture for your new home or a new car for the garage before the sale closes. Take care if you are making these purchases on credit. Large purchases on credit can have a major impact on your credit profile which effects your mortgage application. It’s a better plan to wait until after closing or pay cash for these transactions or you may be putting that furniture in a different living room than you originally picked them out for.

No 90-Day Same as Cash! Many times you may be tempted to make a furniture or appliance purchase for your new home. Often these can be done now and no payments for 90 days or even longer. Don’t be fooled. These purchases still affect your credit and can destroy your loan process. Remember, just a small change in your credit picture might be just enough to keep your loan from moving forward.

IRS, State and Local Liens. You’ve heard the old saying “Death and Taxes”.  Back taxes and liens can derail your attempts to get financing for a mortgage so be sure to have your books in order before filing your loan application. There are a number of searches done against your social security number just before closing and this is where liens against you sometimes appear, even though they are NOT on your credit report.

Changing jobs, become self-employed or quitting a job. Changing jobs will change the qualification basis and if you move into a different line of work or take a lower paying job, this may disqualify you from moving forward with your purchase. Also going from an employee to self employed changes everything. Of course you need a job so don’t quit yours.

Don’t Spend your Money!   Especially your funds set aside in your bank account for your closing day.   Often these funds need to be on deposit for a couple of months to be “seasoned” and allowable for your purchase. If you spend it, you may have problems having new funds seasoned in time for your closing day. Also many times your loan will require a certain amount of “reserve funds” in your account and trying to get those funds into your account at the last minute can be catastrophic.

Large Deposits. You would think more money is a good thing, right? But large deposits are handled differently and require sourcing, which can get complicated. Always ask your loan officer before you make a large deposit.

Changing Bank Accounts. You will not want to change bank accounts during the loan process. Making a move like this will change your financial picture and quite possibly slow down the process or cause your loan to be denied.

Never Co-sign. Don’t do this for anyone during the loan process. Co-signing will not only change your credit picture, it will also change your debt ratio. The smallest change in debt ratio may ruin your chances for a loan approval.

Late Payments, Missed Payments. Credit Inquiries. Of course pay your creditors on time and avoid having your credit report pulled during the loan process. Late or missed payments will decrease your credit score and so will excessive credit report inquires. Sometimes just a few points on your credit score make the difference between a happy closing day or no closing day at all.

Overpaying. Before your bank will approve your mortgage they will appraise the home you are purchasing.  If they feel you are overpaying they are likely to decline your mortgage application. If you find yourself in this situation consult with your agent on renegotiating your offer to be more in line with the bank’s appraised value.

Purchasing too close to Foreclosure. If you are making an offer on a house which is facing foreclosure be sure to have a closing date set before the foreclosure date. Have your agent work with the lender to structure closing before the house goes back to the bank and into foreclosure

Comprehensive Loss Underwriting Exchange (CLUE). CLUE is a database of insurance claims for both people and property.  Your home insurance rates are determined by the information about you and the property you plan to purchase which is contained in this report. Past claims for water damage, falling trees and even dog bites from present and past owners can multiply your insurance rates. Consult your agent about the CLUE report for your future home as soon as possible once your home purchase offer is accepted.

As always, work closely with your lender. Share everything with your loan officer so they can navigate through the process and guide you through the rough spots and onto closing.  It’s better to know about potential issues up front and not be surprised just before closing with bad news.  How a great loan officer helps you! and Other missteps that keep you from closing.

 If you are just starting the process and want to know more about how the buying process works, connect with us.   We will be happy to meet with you and walk you through the buying process, help you find a lender and get you on the path to home ownership.

johntindall@windermere.com 208-818-2456 traceytindall@windermere.com 208-818-2365

Posted on October 9, 2019 at 11:34 pm
John and Tracey Tindall | Category: First Time Home Buyer, Helpful Tips | Tagged , , , , , , , , , , , , , , , , , , , , , , ,

The North Idaho Hunting Experience

Idaho hunting is some of the best around! 20.4 million acres of the state is National Forest, which is approximately 40%. There’s more than enough room for every type of hunter. There are different seasons for different types of animals, such as big game (deer, elk, bear, mountain lion, wolf, etc.), sheep, goat, moose, turkey, waterfowl and more! Idaho offers a season for 3 types of weapons – archery, rifle, and muzzle loader. Each season, unit and weapon have different rules, regulations, and dates. But there is so much more to the hunting experience

 

Getting Ready for the Hunt

Lots of planning has to go into getting ready for hunting, no matter which type of hunter you are. Check out the checklist below to get your planning started now:

  • Get into shape – hunting is a lot of work as you trek through the forest. And if you get your target, the work continues as you have to pack it out.
  • Get maps and start scouting – visit the places you intend to hunt. Get a lay of the land and find out the most visited areas.
  • Sight in your weapon & practice shooting – be sure your weapon is on target then continue practicing to make sure you hit the animal when it’s time.
  • Practice calling – if you’re going to call, practice before you get in the field, it can be hard to master.
  • Break in new boots – don’t want blisters to form during your hunts.
  • Buy your tag – buy it early while you’re thinking about it. Be sure it’s purchased before opening day.
  • Check the weather forecast – if you know what the weather will be, you can prepare appropriately.
  • Check batteries – check them in all your battery powered equipment and just in case, bring spares.
  • Sharpen knives – dull knives are more dangerous than sharp ones.
  • Get your pack gear together – use the gear list below to help with this.
  • Always tell people where you plan to hunt/camp – the more detailed the better. Be sure to let them know how long you’ll be gone, if you’ll ever be in cell range, etc. That way if an emergency comes up, those at home can reach you.

Gear

As every hunter know, there is so much gear when it comes to hunting. With all the necessary clothes for any possible temperature, pack gear, weapons, ammo, emergency gear, and then if you plan to camp that adds a whole other lists of gear. Below is just an overview of the type of gear you’ll need to pack and a link to a full list.

  • Weapons, ammo and hunting aidsImage result for hunting gear
  • Food and water
  • Navigation
  • Signaling
  • Emergencies
  • Communication
  • Unexpected night in the field
  • Camping
  • Clothing for all weather

Hunting Gear Checklist

 

Places to get Gear

Here in North Idaho, there is an abundance of options to purchase all you need for hunting, including clothing, equipment, and weapons.

Cabela’s

Black Sheep Sporting Goods

Tri State Outfitters

Sportsman’s Warehouse

North 40

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Big 5

Where to Hunt

As mentioned, Idaho is 40% national forest, so there are plenty of areas to hunt. A few favorites here in North Idaho are the St. Joe River, Avery and Coeur d’Alene River. But there are so many more options! Click here for Idaho’s Wildlife Management Areas.

 

 

 

Hunting for Visitors

Idaho is a desirable place to hunt and nonresidents are more than welcome to join! Unfortunately, tags and licenses for nonresidents to hunt is more than those of residents, so expect an added cost. Click here for a full list of licenses, tags and permits and how much they cost for nonresident hunters

If you’re not from Idaho or interested in hunting a new area, there are plenty of options for a guided hunt. Below are a list of area outfitters that do just that:

J & V Big Game Outfitters https://ucomontana.com/wp-content/uploads/2017/08/UCO-Hunt-It-29.jpg

BearPaw Outfitters

Clark Fork Outfitters

Shattuck Creek Outfitters

 

 

 

Safety & Survival Information

No matter which season, animal or weapon you decide to hunt, there are general safety guidelines you should always follow. These guidelines are good to follow anytime you’re in the forest, even if you’re not hunting. And if you lose your way, there are also some survival tips you should practice:

  • Know the area you’re hunting
  • Don’t rely solely on electronics
  • Let somebody know where you will be hunting and when you will be returning
  • Have a fire starter kit
  • Watch the weather
  • Know your general firearm safety and how to use your weapon appropriately
  • Don’t perform an awkward action while trying to shoot, such as climb a tree or cross a fence
  • Store ammunition and firearm separately

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This is a very short list of safety and survival tips, click here for more hunting safety and here for survival tips.

 

Hunting Seasons

Big GameImage result for north idaho black bear

Big game is considered deer, elk, pronghorn, black bear, mountain lion and gray wolf. This season offers a variety of options depending on where you plan to hunt, which animal you’re after and which weapon you use. There are controlled hunting options, youth only options, private land permit options and so much more! If you’re new to the area and want to get know more about big game hunting options, check out the Idaho Fish & Game Brochure by clicking here.

 

Image result for north idaho mooseMoose, Bighorn Sheep & Mountain Goat

Although these animals may seem like big game, they are separate due to different rules and regulations. All moose, bighorn sheep and mountain goats are controlled only hunts in Idaho. That means you must apply for these tags and then a drawing occurs. There are only a certain number of tags per area so you are not guaranteed a tag, that’s why it’s called the lottery. If you are interested in obtaining one of these tags click here to read the Idaho Fish & Game Brochure. Please note, due to the smaller number of these types of animals, there are more rules and reporting requirements than other types of game. Interested in what your drawing odds would be, click here.

 

Idaho Migratory Game BirdImage result for Idaho Migratory Game Bird

Birds included in this season include duck, geese, drove, crow and crane. There are different and multiple types of species included in the hunts. Check out the Idaho Fish & Game brochure by clicking here.

The Upland Game, Furbearer and Turkey season includes grouse, quail, Chukar, Gray Partridge, pheasants, rabbits, hares and turkey with a different variety of some species. Certain varieties of the species are closed so you’ll want to know your bird if you choose to hunt. Learn how to identify which is which, as well as your limit and hunting dates by reading the Idaho Fish and Game brochure here.

 

Person Shooting Arrow from BowHelpful Links:

Getting Started

All the Idaho Seasons & Rules Booklets

Interactive Map

News

Hunting Areas

Unit Breakdown

 

Credit: OR Dept of Fish & Wildlife, MeatEater Hunting, 1.800.Gear

Posted on October 8, 2019 at 6:49 pm
John and Tracey Tindall | Category: Helpful Tips | Tagged , , , , , , , , , , , , , , , , , , , , ,

Fall Home Maintenance

The purchase of a home will likely be the biggest invest anybody will make in their life. Our homes are the centers of our lives because they hold everything and everyone important to us. Our top priorities are taking care of that invest.  Winter is a harsh season here in North Idaho as a result it can cause some damage to our homes, properties, our loved ones, or even our wallets! It can be avoided if we take extra steps this fall or start of winter to prepare.

The next question is where do I start? Not knowing can be overwhelming and stressful. Below is just a small list of some important home maintenance ideas. Included is the reason you should do them. It can make a huge difference on your home and property this year.

 

 

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InteriorImage result for insulating pipes for winter

  • Windows & Doors ~Install cool weather storm windows & doors, repair and/or replace loose or damaged window or door frames and insert weather stripping or caulking around windows & Image result for inserting weather strippingdoors. This will all keep your house better insulated through winter.

 

  • Heating Systems ~ Replace the filter in your furnace and clean your ducts to help your furnace’s efficiency and help save money

 

  • Plumbing ~ Be sure your pipes are well insulated to help avoid freezing. You’ll also want to know where the water shut off valve is in case your pipes do freeze.  Be sure to remove hoses from hose bibs on your home in colder weather so that your bibs and frost fee bibs don’t freeze in the low temperatures, causing leaks in the warmer months.  

 

  • Ventilation ~ Check the eave vents to be sure it’s clear of insulation and other debris to prevent mold.  Clean out your dryer vents to protect from possible ignition.  Close your foundation vents durning the fall and winter to keep pipes in your crawl space from freezing. 

 

  • Safety Devices ~ Now is a good time of year to check all your safety devices to be sure you can make it through winter. Check the expiration date on your fire extinguishers, test your smoke and carbon monoxide detectors (changing the batteries if necessary) and test your home for radon.

 

Exterior

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  • Gutters & Downspouts ~ Clean our your gutters and downspouts of debris to put a stop to any possible rot and to keep your gutters in proper working order

 

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    Chimney & Fireplace ~ Have a professional inspect & clean your chimney  to help avoid chimney fires. Test your fireplace flue for a tight seal when it’s closed to prevent water getting into your chimney.

 

  • Landscaping & Outside Work ~ Trim any limbs that are close to power lines, cover or store your patio furniture, check your walkways, stairs and driveway for easier winter navigation. To help promote yard growth, you could fertilize and reseed your lawn as well as prune your trees and shrubs.

 

  • Air Conditioners ~ If you have a window AC unit, be sure to remove it and store in a dry play before winter. Or cover your AC unit with a piece of plywood held down by bricks. This will help protect the unit from falling debris but also continue to allow airflow. You don’t want to put a waterproof cover over it during winter because it creates a warm environment which attracts unwanted guests.
Posted on September 11, 2019 at 9:48 pm
John and Tracey Tindall | Category: Helpful Tips, Home & Projects, Keeping it Real - With John & Tracey | Tagged , , , , , , , , , , , , , , , , ,

We all Need a Break – Labor Day

Many enjoy Labor Day as a day off from work and the last bit of fun before summer ends. Many forget what it is we are celebrating… it was first created by the labor movement and is dedicated to the contributions and achievements of American workers. That day is set aside for the American worker to have a day of rest and to remember the importance of worker’s rights.

History

During the Industrial Revolution, many people were required to work 12 hour work days for 7 days a week just to make ends meet. In the late 1800’s, labor unions then became more active. They began organizing strikes and rallies to protest the unfair wages, work environment and hours.

September 5th 1882 was the first Labor Day celebration. Many workers took unpaid time off to march from City Hall to Union Square in New York City. 12 years later, on June 26th 1994, the American Railroad Union called to boycott all Pullman Railway cars. This caused a crippling of railroad traffic nationwide. To break this strike, the government sent troops to Chicago. This only caused a wave of riots and deaths of many workers. In an attempt to repair ties with the American workers, congress passed the act to make Labor Day a legal holiday. And on June 28th 1994, President Cleveland signed it into law.

Even after all this time, it is still unclear who the founder of the holiday is. Many credit Peter J. McGuire, the co-founder of the American Federation of Labor, as the first to suggest it. But, many believe that Matthew Maguire, a secretary of the Central Labor Union, was the first to propose the holiday.

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Labor Day Celebrations & Traditions

The Labor Day celebration has transformed a bit over the years. When it was first celebrated, the focus was on a parade. This was meant to show to the public “the strength and esprit de corps of the trade and labor organizations” and then a festival to follow. As time went on, speeches by prominent people were introduced.

In recent years, the celebrations have really began to change. As parades have become ever more difficult in city centers, the day has focused more on relaxing and having fun before summer is over and kids are back to school.

A common Labor Day celebration in North Idaho is Fall Fest! at Schweitzer Mountain Resort. It’s a weekend filled with beer, wine, cider, live music, and a soda tent for the kids.

Our National Forest

 

Many of us here in North Idaho use this last weekend of summer for family camping trips out in the National Forest. More about our National Forests

 

 

 

 

 

Boating on the lake is a special favorite of ours on this last weekend.  Taking in all the sunshine we can and enjoying live on the lake before kids go back to school and we prepare for fall.  More about Lake Coeur d’Alene

Boating on Lake CDA

 

 

 

 

 

 

 

 

 

 

 

Others like to take advantage of all of the downtown events to choose from or just a weekend of shopping! Downtown CDA

 

 

 

 

 

 

 

No matter how you choose to celebrate Labor Day, enjoy your day off!

 

Credit: DOL, History, Constitution Daily

Posted on August 29, 2019 at 6:01 pm
John and Tracey Tindall | Category: Best of CDA | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Fire Safety

As fire season continues, it’s good to take a moment and review some fire safety tips for both in the home and while outdoors. Having the basic knowledge may help prevent a home fire or a wildfire.

 

 

Outdoors

Below are 3 steps to follow when you have a fire outdoors:

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  • Picking Your Campfire Spot: Be sure you follow any rules or regulations if planning to build a pit in a campground. Ensure you pick a level spot and you are approximately 10-15 feet away from anything that could catch fire. This includes low hanging branches, trees/shrubs, and your own gear. Take the weather into account as well, for example if there will be high wind and which direction it’s going in. Make sure rocks line the pit so your fire stays within the boarder.

 

  • While You Maintain Your Fire: Once your fire is going, do not add dangerous items such as aerosol cans, pressurized containers or aluminum cans. This items could explode, cause harmful fumes or shatter. Keep your fire at a manageable size. If it gets too large it could easily become out of hand with no way to put it out on your own. Also, always watch it. This is especially true if there are pets or children nearby. As a safety precaution, always have water close by.

 

  • Extinguishing Your Fire: If possible, let you fire burn down to ash. Then, pour water over all the embers, not just the red ones, until the hissing sounds spots. You could also put dirt or sand over the fire, if water isn’t available. Continue adding the water or dirt/sand, stirring around with a shovel, until everything is cool. Never walk away or go to bed when your fire is still warm.

 

General Safety Tips to Help Prevent a Wildfire:

 

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  • Be careful while camping and using & fueling fueling lanterns, stoves, and heaters. Make sure it’s cool before refueling. Do your best not to spill flammable liquids and store appropriately.

 

  • Do not dispose of your cigarettes, matches or any smoking material out of a moving vehicle or anywhere near an area that could catch fire. Always put your cigarette out before disposing of it.

 

  • When burning yard waste, avoid burning in windy conditions. Have a shovel, water and fire retardant nearby and avoid all flammable materials from your yard. Follow all fire rules, such as not letting the fire get out of hand, ALWAYS keep an eye on it and put it out completely before walking away.

 

  • If you notice an unattended or out of control fire, contact your local fire department or 9-1-1.

 

  • If using fireworks, consider wetting down the grass and surrounding areas before lighting them. Always have a bucket of water, garden hose or fire extinguisher ready nearby. Avoid lighting fireworks on a windy night.

 

 

At HomeImage result for home smoke detector in a fire

Below is 6 ways to prevent a fire in your home and help to avoid injury:

  • Smoke Alarms: Be sure you have the correct number of smoke alarms installed in your home. Test them once a month to ensure they are still is working order. Have spare batteries in your home so if the batteries die, you can replace them right away. Replace them at least once a year. Learn more about smoke alarms by clicking here, such as how many and where to install in your home.

 

  • Fire Extinguishers: They are a good idea to have to put out a small fire in your home or garage. Go over the 5 different types of fire extinguishers to be sure you have the correct one. Be sure your fire extinguisher is checked and tested regularly by a professional. Also, make sure you know how to use the fire extinguisher by following the P.A.S.S. rule below:
    • Pull the pin. Hold the extinguisher with the nozzle pointing away from you and release the locking mechanism.
    • Aim low. Point the extinguisher at the base of the fire.
    • Squeeze the lever slowly and evenly.
    • Sweep the nozzle from side-to-side.

 

  • Teach Your Children the Basics: Don’t let them play with matches, candles or fire and teach them that it can be dangerous. Show your child what the smoke alarm sounds like and what to do when one goes off. If your child is old enough teach them not to touch a door knob if it’s hot, how to stop drop & roll, to crawl on the ground when they see smoke, and not to hide under a bed or in a closet if there is a fire. And if you have the opportunity, go to a fire station and have them meet a firefighter so they can be familiar with what they do and their gear.

 

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  • Create A Fire Escape Plan: Draw your home’s floor plan that shows all the windows & doors. Make a plan of escape and go over it with your family, be sure there are at least 2 ways to get out of ever room, if possible. Have a spot you meet your family once outside. And be sure to practice the plan at least twice a year. Click here for a printable sheet to draw out your escape.

 

  • Create A Family Emergency Communication Plan: Be sure every family member knows who to contact in case they can not find one another. This goes for any type of emergency, not just a fire. Also, be sure everybody know how to properly use 9-1-1.

 

  • Stay Safe When Grilling: Do not use your grill unless it’s away from siding, decking or anything that could catch fire. Make sure your children and pets remain at least 3 feet away from the grill when it’s in use. Always stay with your grill when using it and clean it regularly.

 

 

Although it’s impossible to guarantee a fire will never get started in your home or your camp fire never gets out of hand, taking the precautions and steps above can help avoid it from happening. Always stay safe!

 

Credit: American Red Cross, Safety.com, U.S. Fire Administration, SmokeyBear, Active.com, FEMA, National Geographic

Posted on August 9, 2019 at 2:24 pm
John and Tracey Tindall | Category: Helpful Tips | Tagged , , , , , , , , , , , , , , , , , , , , , ,

Summer Concerts

Who doesn’t LOVE live music? You’d be surprise by the amount of concerts in the area. With multiple venues and a wide range of artists scheduled to play, there is something for everybody. Here’s a few of the area venues & special events, a bit about them, and their headlining shows. Check it out and enjoy the music this summer!

 

 

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Knitting Factory

The setting in the Spokane location is one unlike any around. Very intimate venue, it makes it feel like you could reach out and touch the artist on stage and that they’re performImage result for knitting factory spokaneing just for you. With a large bar there is little to no standing in line for your drink.

Upcoming Shows:

Band of Horses

Bobaflex

Andy Grammer

 

 

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Spokane Arena

Although the arena hosts a multitude of different events, it‘s also known for it’s concerts. With 12,500 seats in the facility, many Image result for spokane arena concertsdifferent food vendors and plenty of alcoholic beverage options you’re sure to enjoy any show you attend. 

Upcoming Shows:

Khalid

Disturbed

Bob Seger

 

 

 

 

 

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First Interstate Center (INB Performing Arts Center)

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Newly  renovated to enhance the experience, including new seats. Not to mention, a lounge available for you to sit and enjoy a drink or a bite to eat before the show. Other bars are located throughout the facility for you to grab some beer, wine, or coffee.

Upcoming Shows:

Lonestar

O.A.R.

3 Doors Down

 

 

 

Gorge in GeorgeImage result for gorge in george concert

The most one of a kind place you could ever see a show, where mother nature crafted the perfect concert location.  It’s not about what this venue has, but rather what it doesn’t have. There’s camping (or Glamping if you prefer), food, drinks, views and more!Image result for gorge in george concertImage result for gorge in george concert

Upcoming Shows:

Watershed Country Festival

Mumford & Sons

Dave Matthews Band

 

 

 

 

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North Quest Resort 

Enjoy the summer and live music at this outdoor concert venue. It has been newly expanded with a luxury grandstand, bring the seating to 5,000. Unique venue you can enjoy concerts under the stars, not to mention with free parking. Stay and play after the show.

 

Upcoming Shows:

Pitbull

Bret Eldredge

“Weird Al” Yankovic

Steve Miller Band

 

 

 

 

Local Shows You Can’t Miss

 

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The Festival at Sandpoint

Two week event in Sandpoint Idaho which has the goal to make great music accessible to the area. All types of artists are scheduled to play, from genres such as country, jazz, blues, folk, world, rock & pop. Live music with dancing, food and more. Located at War Memorial Field, this is one concert series you have to see.

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A Few Headliners:

Walk Off The Earth

The Avett Brothers

Kool and the Gang

 

 

 

 

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Spokane County Fair Concert Series

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This year at the Spokane County Fair concert series, there’s two days dedicated to country and two days dedicated to rock! After a day full of fair fun, be sure and join the music festivities at one of the 4 concerts!

 Headliners:

Shenandoah & Restless Heart

Trace Adkins

Foreigner

Pop Evil

 

 

 

 

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Live After 5

Weekly concert held at McEuen Park in Coeur d’Alene every Wednesday throughout June, July & August. This is a great family event with beautiful views of the lake.

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A Few Headliners:

Willie K

The Shook Twins

Eclectic Approach

 

 

 

 

 

 

 

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Summer Concert Series

Free weekly concerts at Riverstone in Coeur d’Alene every Thursday throughout June, July & August. Going into their 13th year of concerts and with high quality audio sound, it’s sure to amaze every time.

A Few Headliners:

North Point Jazz

Jacob Maxwell

The Talbott Brothers

 

 

Want to browse all the area shows, take a look at the list of all the concerts coming up by clicking here!

 

Posted on June 20, 2019 at 8:19 pm
John and Tracey Tindall | Category: Best of CDA, CDA is Awesome, Things to Do and See in North Idaho, Whats Happening | Tagged , , , , , , , , , , , , , , , , , , , , , , , , ,

Treat Your Dad on Father’s Day

All fathers deserve the best! But sometimes they might be a little difficult to shop for, so maybe treating them to an experience would be more ideal. There are loads of fun activities you can do with your dad this Father’s Day! Check out some ideas and events happening below.  And if worst comes to worst, there’s also some out of box gift ideas, which are all below $100. 

 

Activities:

 

Take advantage of our local lakes and rivers. Rent a boat and enjoy the water. Maybe fishing or just cruising around. Click here for a list of area lakes & rivers plus some boat launches. 

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Head out to a brewery. There are a ton of great breweries in our area. If beer is your dad’s thing, check out a list of local breweries by clicking here.

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Hike or Bike. Maybe being active is something your dad enjoys. We’re in North Idaho, so there are plenty of places to hike or bike. Check out a great list we put together bu clicking here.

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Take him to a live show. Everybody loves music! There are some concerts happening this weekend in the area, check it out here

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Check out some classic cars. You’re in luck! This weekend is the annual Car d’Alene in beautiful downtown. Check out the details here.

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Take him to the golf course. Hit a few balls at a local golf course. Click here for a list of the ones in the area.

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Just lay low. Keep it simple and make your dad a nice home cooked meal. Or take him to a nice restaurant in the area and have others doing the cooking for you. 

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Local Events:

Father’s Day Cocktail Class – On June 16th you and your dad can make two signature cocktails at Up North Distillery in Post Falls, plus get 20% off all merchandise. 

Father’s Day Buffet – On June 16th at the Coeur d’Alene Casino, dad’s can enjoy a yummy buffet and $3 Manmosas!

Car D’Alene – June 14th and 15th in Downtown Coeur d’Alene, check out some classic cars with your dad.

 

Out of the Box Gift Ideas

Make Your Own Hot Sauce Kit

 

Make Your Own Hot Sauce Kit – $35

If your dad is a spice lover, this great gift he help can create his own brand of spice. 

 

 

 

 

 

Personalized Spatula – $24.95

Nothing shows your dad you love him more than your name on an item he uses frequently. He’ll think of you every time he uses it.

 

 

 

 

BottleLoft

 

BeerLoft – $30

Save some room in your dad’s fridge with this beer loft. Now he’ll have more space for his snacks. 

 

 

 

Whiskey Wedge and Glass

 

Whisky Wedge and Glass – $18

Help minimize the water dilution in your dad’s whisky but also keeping it chilled. That way it’ll be good to the last drop.

 

 

 

Beer Jelly - Set of 4

 

Beer Jelly – $30

Now your dad can eat his favorite beers straight from the tap with jelly infused with craft beers. 

 

 

 

 

Personalized Engraved Glass Decanter – $29.99

Engrave one side or two sides of a glass decanter for your dad and help them savor whisky the way it was supposed to be.

 

 

 

Bottle Opener Slot Game

 

 

Bottle Opener Slot Game – $70

Make your dad’s house the place to drink with this slot game. Who knew drinking could become even more fun? 

 

 

Check out full lists of great ideas by following the links below:

Uncommongoods.com

Etsy

Personalizationmall.com

Mancrates.com

 

Credit: Goodhousekeeping

Posted on June 12, 2019 at 9:33 pm
John and Tracey Tindall | Category: Best of CDA, Keeping it Real - With John & Tracey, Our Events!, Whats Happening | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Camping Preparation

Here in beautiful North Idaho, one of the most common past times in the summer is camping! Whether you pull an RV or rough it with a tent, it’s a hobby most enjoy. Although the first camping trip of the year can be exciting, it may also seem a little overwhelming. It’s been months since your last trip and you have nothing prepared. We’ve got you covered! Below are checklists, tips, cooking ideas and more! 

 

Before Your First Trip

First thing on your to-do list in spring is to make sure your tent or RV and all gear is ready ready. Camping would not be very fun if you realized during your trip that something wasn’t working or missing and you weren’t fully prepared.   These things can ruin any  camping trip.

 

Tents are pretty easy, but still it is very important to make sure your tent is in top shape and ready to go. Here are a few things to remember when prepping you tent and gear:

  1. Inspect your tent and tarps for any holes. Apply waterproof sealant where necessary.
  2. Wash and fully dry all of your gear made of fabric, this includes any sleeping bags, pillows and blankets.
  3. Check all your fasteners and ropes. Replace any broken or frayed ones.
  4. Make sure all your tent poles and stakes are accounted for
  5. Make sure you have a hammer for the stakes and a hatchet for wood
  6. Be sure all your battery powered gear has new and fully charged batteries and works.
  7. Wash, dry, inspect, and check that all camping equipment is acceptable working order.

 

Now, RV‘s are much more complex to prepare.  Although every RV is going to be a bit different, the items detailed below will fit most RV’s and will be need to be completed.  Always best to check the manual for the specifics on your RV.

  1. Clean and inspect the inside and the outside of the RV.
  2. If you winterized your RV in the fall, steps will need to be taken to de-winterize the trailer. This is typically flushing the lines with clean water.
  3. Fill your water tank, run the water pump and check for leaks.
  4. Be sure your dump hose is in good and working order, with no holes or tears.
  5. Check all your fresh water, black and grey valves when at a dump station. Be sure they open and close property and these are no leaks.
  6. Inspect the caulking, tires, towing equipment, awning, appliances, lights, batteries and A/C Unit.
  7. Make sure all your safety equipment is on board along with a tool box with most often used items for small repairs

 

Image result for making a listThings to Pack

Although everybody camps a little differently, there are several things we all need to bring on every camping trip. We’ll save you the trouble of writing your own list, because we did it for you. Here are just a few very important items to remember:

1. Bedding – includes pillows, blankets and sleeping bags

2. Clothes – Plan for all types of weather from swim suits to coats

3. Toiletries – includes soap, toothpaste, toothbrush, hairbrush, hair-ties, shaving items and deodorant

4. Lighting – lantern, flashlight and don’t forget the batteries or matches

5. Cook wear and utensils – Stove, dutch oven, griddle, coffee pot, knife, spatula and more

6. Don’t forget packing for your pups.  Leashes, food bowls, water bowls, dog bed, dog food

7. First Aid Kit, Stuff to Bug Bites,  Sunscreen, Ibuprofen etc.

 

That list is only scratching the surface. Need a more in depth list? Check out our Camping Checklist!

 

Cooking At Camp

Cooking while camping can seem like an overwhelming, difficult, and dreaded task. But, it can be easy and enjoyable if you follow some basic steps.

Image result for camping and cooking

Step 1: Plan Ahead.

Seems a little obvious, but it is one of the most important steps. Creating a list of everything you’ll need, even the little things, will insure less forgotten items. Things to consider in this step: the space and weight the food will take up, how you plan to cook things (stove, dutch oven, cast iron skillet), and that you eat food that spoils first.Image result for cleanup after meal in camp

Step 2: Choose your Equipment.

This step will mostly depend on how you camp and the amount of work you’re willing to do. If you prefer not to have any work while camping, pre made meals and snacks would be your go to. That would mean more prep work before you went camping. If you’re willing to do a little cooking, foil meals would be a great idea, that would be a little less prep work before you left.  If you can manage the extra weight and the extra work, dutch oven or a cast iron skillet would be a great way to prepare your food.  Dutch ovens seem to be a popular choice in cookware these days. Check out a video about dutch oven cooking for beginners by clicking here!

Step 3: Know how to Store Food.

A little organization will help big time when storing your food. There is a science behind stocking a cooler or fridge to ensure no wasted space and easy access to items you will need most often. A few ideas would be to bring a separate cooler for drinks, remove items from bulky packages, pack ingredients you’ll be using last at the bottom, and fill every nook and cranny with ice. Others things to keep in mind in regards to storing food is to be sure to keep everything clean, never to leave food unattended, and be aware of the wildlife in the area you’re camping and plan accordingly. Example would be bear proofing.

Image result for washing dishes in campStep 4: Clean Up. 

Proper clean up after your meal is also important, no matter how little we want to do it, as it prevents the spread of bacteria and the arrival of unwanted guests. Be prepared with items you’ll need: 2 dish tubs, dish cloth, drying towel and biodegradable soap. Thoroughly clean, dry and store your items. Store your unused food in airtight containers. Make sure all your trash has been picked up around your camp site and dispose of it properly. Either in the designated receptacle or pack it up and bring it out of the woods with you.  Remember, pack it in – pack it out.  Leave your camp spot or location better than when you arrived.

 

 

Have a great camping season! Be sure you’re prepared, have fun, and always be safe! 

 

Credit: Camping for Foodies, Camping with Gus, Chow Hound, National Park Service,

Posted on May 23, 2019 at 4:14 pm
John and Tracey Tindall | Category: Helpful Tips, Things to Do and See in North Idaho | Tagged , , , , , , , , , , , , , , , , , , , , ,

Valentine’s Day with Your Special Someone

Love is in the air and Valentine’s Day is just around the corner! What are you going to do for your sweetie this year? Whether you want to get them something special or do something special, there’s lots of options.  We’re here to help make your day exceptional.

 

Avoid The Same Old Same Old

Do you tend to get your special someone the same thing each and every year? Maybe some roses and a box of chocolates? This is the year to break that trend and avoid the ordinary!! Check out these great gift ideas that are better than flowers and candy. It’s guaranteed to surprise the one you love:

 

What a Difference a Day Makes Burlap Print – Personalized Family Dates

This personalized gift is a great way to look back on your relationship. From the day you met, first date, got married, and the birth of your children.

 

 

 

 

Image result for polaroid camera

Polaroid Camera

What better way to capture each and every moment as they happen? You can treasure those moments forever. Stick them on your fridge, in a photo album or scrapbook. 

 

 

 

Image result for at home spa setSpa Set

Bring the spa to her! With several different scent options, you can treat your love from the comfort of their own home.

 

 

 

 

Date Night Bucket List

Switch up the usual with this date night bucket list. Lots of creative date night ideas, both fun and intellectual. Avoid the dreaded “What do you want to do tonight?” question.

 

 

 

Your Vows as an Art Print

Remember your special day in this unique way. Pick the best line from your vows and put them on display.

 

 

 

 

 

 

 

Image result for candy bouquet

Edible Bouquet

Satisfy their sweet tooth with a twist. So gorgeous they’ll never want to eat it… if they can resist.

 

 

 

 

 

You Know Them Best

When it comes right down to it, you know your love the best. This is an excuse to treat them… maybe spoil them with a spa day. Keep them grilling with a BBQ Set. Make them laugh with a silly mug. Keep them cozy with a new blanket & pillow or PJ set. Get them a little buzzed with their favorite wine. Keep things smelling fresh with a candle. Help them feel pretty with personalized jewelry. Even if it’s the classic flowers & chocolates, get them what they want.

 

 

A Night on The Town

Want to take your sweetie out on the town? Beautiful Coeur d’Alene and the surrounding area is never short on events, even for the day of love. And also some great date night ideas you could do on Valentine’s Day or any other.

 

Image result for champagne romantic

The Chocolate Affair – On February 8th at the Resort Plaza Shops from 5-8pm

 

Valentines Bazaar – On February 9th at Garden Plaza in Post Falls from 11am-3pm

 

Love on the Lake Dinner and Cruises – On February 14th boarding at The Boardwalk Marina at 5pm or 7:30pm

 

Valentine’s Chocolate Fountain Buffet – On February 14th at the Coeur d’Alene Resort at 4pm

 

Valentine’s Day Acoustic Dinner – On February 15th at Cruisers Bar & Grill from 7-11pm

 

Sweetheart’s Ball – On February 15th at The Best Western from 5:30-9:30pm

 

Ice Skating at River Front Park in SpokaneMake an entire night of it and have dinner at an elegant restaurant downtown, catch a movie, go ice skating, and then stay at a nice hotel.

 

Pinot’s Palette Date Night – You paint half a picture on a canvas and your partner paints the other half, making one giant gorgeous picture. Don’t forget the drinks.

 

Ski/Snowboard Day – Enjoy the slopes at any one of the great resorts near us!

 

There are tons of romantic restaurants in the Coeur d’Alene & Spokane area. Click here for a great list in Coeur d’Alene! And here for a list in Spokane!

 

 

 

Romantic Getaways

A getaway with the one you love is needed every now and then. And what better time than Valentine’s Day? Celebrate your love together and enjoy a small vacation. You’ll still be close to home, yet in a world of your own.

 

Image result for western pleasure ranch

Western Pleasure Ranch

Located in gorgeous Sandpoint Idaho, this is a must stay. Visitors get to enjoy astounding views of the surrounding mountain ranges and beautifully constructed log cabins. Don’t forget the horseback riding, outdoor activities, and all the history that comes with it.

 

 

 

 

 

Image result for blackwell hotel cda

Blackwell Hotel

The Blackwell Hotel is located in Downtown Coeur d’Alene. It’s full of elegance, history, and many unique touches. First built in 1904, it still has the original artwork. A very romantic place, a must see!

 

 

 

 

 

Image result for cda resort

Coeur d’Alene Resort

Located on the North Shore of Coeur d’Alene Lake, it’s become a top place to stay for visitors. At the resort you will never be bored with accommodations like golfing, spa, pool, restaurants, nightlife and more!  Check out their lake front rooms today.

 

 

 

 

 

 

Image result for northern quest resort

Northern Quest Dinner & Movie Plus Resort & Casino

This is a one of a kind experience! Dinner & a movie, then dessert & drinks after the credits roll. Don’t forget the gambling & luxury rooms to stay in. Everything you need in one place.

 

 

 

 

 

 

Image result for davenport hotel

Davenport Hotel

Located in Downtown Spokane, Historic Davenport Hotel is right in the center of everything. With gorgeous city views, a romantic design, a spa, and even jetted tubs and fireplaces in some rooms you’ll never want to leave! Great balance of modern amenities and a historic charm.

 

 

 

 

 

Image result for aspen meadows bed and breakfast

Aspen Meadows Bed & Breakfast

This little bed & breakfast is located just 10 minutes from downtown. Close but away from all the crows. Very peaceful and quite location which makes it perfect for a romantic getaway.

 

 

 

 

 

No matter how you choose to spend your Valentine’s Day, make it memorable and celebrate your love!!

 

 

Credit: goodhousekeeping.com & countryliving.com & resortsandlodges.com

Posted on February 7, 2019 at 9:49 pm
John and Tracey Tindall | Category: Best of CDA, CDA is Awesome, Our Great City, Whats Happening | Tagged , , , , , , , , , , , , , , , , , ,

Activities to Enjoy This Winter

One thing you can count on in North Idaho and that is that Idaho has 4 great and very distinct seasons. Each having something fun and unique to offer. From the weather to events, food  and clothes. Above all, there is always something to do in each season. Indoor or outdoor person, it doesn’t matter, there’s something for you. 

 

Over the next few months there are enough activities in our beautiful city and surrounding area to make your head spin. Below are just a few of  activities you might want to consider.  You can always stay tuned to our What’s Happening Page for January, February & March for a full list. Including dates, times, locations and links!!

 

  • Mamma Mia! – Aspire Community Theatre on Feb. 8 -17. 

It’s a show you can’t miss! The only Pacific Northwest Company to hold this will have this production.

 

Can’t miss this chocolate tasting event & competition. Test chocolates with the perfect wine pairing with your valentine!

 

There will be a buffet dinner, plus a silent & live auction

 

It’s known as the “Wildest Event in the Rockies”!! Check out ATVs Towing Skiers Down a Snow Covered Downtown Street Course

 

Take a stroll through the streets of New Orleans where you can enjoy New Orleans Style Food from 10 Local Restaurants! Don’t forget about the fun street entertainment.

Image result for Mardi Gras Krewe d’Alene

Sample the Soup & Chili.  Also Enjoy Auction Items, Game Room for Kids & Musical Performances

 

Check out this cocktail showdown with Local Mixologists!

 

The above is just a handful of the events happening over the next couple of months. And, there is always many to choose from each month and season.  Get out and enjoy all our area has to offer this winter!! And don’t forget to drop by our What’s Happening Page for January, February & March for a full list. Including dates, times, locations and links!!

John and Tracey Chime In

We love north Idaho. We love the fact that every season has its own unique life.  Festivities, events and change.  You never get bored here.  Just about the time you are ready for a change, Idaho delivers!  Each season has so many fun and unique activities and many that you look forward to all year long.   Idaho keeps it interesting and enjoyable and its just one of the reasons we call this our forever-home! 

John and Tracey Tindall 

Posted on February 4, 2019 at 9:25 pm
John and Tracey Tindall | Category: Best of CDA, CDA is Awesome, Keeping it Real - With John & Tracey, Our Events!, Our Great City, Things to Do and See in North Idaho, Whats Happening | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , ,