St. Patrick’s Day

What do you think of when you hear the words St. Patrick’s Day? Likely the words green, beer, and parades come to mind. There’s actually a full history behind that holiday and St. Patrick himself, with lots of interesting facts.

 

Image result for St. patrick historical pictureHistory

St. Patrick’s day celebrates Roman Catholic Patron Saint of Ireland, St. Patrick. He wasn’t born in Ireland, but rather Britain. When he was 16 he was taken captive to Ireland as a slave. He escaped and fled to a monastery in France.  Years later he went back to Ireland to convert the Irish to Christianity. Although the religion had already taken hold in the country, he helped it become more widespread. By the time he died, he had created many monasteries, schools and churches. The day of his death, March 17th, has become what we know and celebrate today – St. Patrick’s Day.

The celebration of St. Patrick’s Day started in Ireland. After the Irish immigrants moved to the United States, the celebration really took off with the parades and celebrations that we know today. Both the Irish and the non-Irish participate in the widespread holiday.

 

 

Fun Facts

The Shamrock was used by St. Patrick to explain the Trinity and is also Ireland’s national flower/emblem.

Although the color green is now the common color of the holiday, it was not the original one. Blue was traditionally associated with the holiday. It switched because of Ireland’s nickname “The Emerald Isle”, the shamrock and the green in the Irish flag. 

Beer is the mostly widely consumed beverage on St. Patrick’s Day (Big Surprise!), with Guinness being the most popular.

According to a census in 2016, 32.3 million U.S. residence had Irish ancestry which is 7 times the population of Ireland.

You have a 1 in 10,000 chance of finding a 4 leaf clover.

 

 

Local Events

St. Patrick’s Day Parade – Downtown Coeur d’Alene on Saturday the 16th from 4-5pm

St. Patrick’s Day Splash Bash – Coeur d’Alene Resort Saturday the 16th from 8-11:30pm

St.Patrick’s Day Weekend Celebration – Mirabeau Hotel in Post Falls from the 15th-17th

Coeur d’Irish Party– On March 16th at the Coeur d’Alene Resort from 5:00- 11:30. Featuring traditional Irish music and St. Patricks day Fare.

CDA Firefighter’s Pipes and Drums Pub Crawl– It is on March 16th and starts at 3:00 and goes on till 10:30. We have a schedule posted on our Facebook Profile so you can join in the shenanigans. Or… if you prefer. ↓↓↓

3:00PM – Capone’s
3:30PM – All Things Irish
4:00PM – St. Patrick’s Day Parade
5:00PM – O’Shay’s
5:30PM – Slate Creek
6:00PM – Paragon Brewing
6:30PM – Daft Badger
7:00PM – Capone’s
7:30PM – Coeur d’ Irish
8:00PM – Eagles
8:30PM – Moose Lounge
9:00PM – Crafted
9:30PM – Crickets
10:00PM – The Ironhorse
10:30PM – Beacon

Happy St. Patricks Day and Erin Go Bragh

John & Tracey

 

Credit: GPB Media, Encyclopedia Britannica, LiveScience, ProFlowers, History

Posted on March 14, 2019 at 10:46 pm
John and Tracey Tindall | Category: Best of CDA, CDA is Awesome, Keeping it Real - With John & Tracey, Things to Do and See in North Idaho | Tagged , , , , , , , , , , , , ,

Homeowners Exemption

Tax season is upon us! That means we not only need to file taxes by April 15th, but also to file for the homeowners exemption.

If you’re not sure if you qualify or where to file, we are here to help!

 

 

What Is The Homeowners Exemption

This exemption is provided by Idaho state law, for the purpose of reducing the taxable value of your home up to $100,00 or 50%, whichever is less. For example, if your home is worth $400,000, you may only pay tax on $300,000. As a result, this exemption will save you money and reduce you property taxes!

 

Who Qualifies

A home owner can file the exemption if they are an Idaho resident and they occupy the home for more than 6 month out of the year (Primary Residence). It can only be filed on the primary residence, it can not be put on a second home or a rental.

 

When  To File

New Construction you must file within 30 days of purchasing the home.

For Existing Homes, the deadline to file for the homeowners exemption is April 15th for THIS year’s exemptions.

File one time per house. After you file, the exemption stays with the house until you sell the house. Then you will need to file it again on your next home.

 

Where To File

Real Estate Concept

Filing must be done at the county’s assessors office where the house is located. Every county does it a little differently, but you have to file each one in person,  it can not be done online. Below are a list of the addresses of nearby counties:

 

Kootenai: 451 Government Way, Coeur d’Alene

Shoshone: 700 Bank St #100, Wallace

Boundary: 6452 Kootenai St, Bonners Ferry

Bonner: 1500 US-2 #205, Sandpoint

Benewah: 701 College Ave # 7, St Maries

 

Do Not Share Sales Price

Idaho is a non disclosure state. That means you do not disclosure the purchase price of the home with the county or on any external sites like Zillow because it is not required. This is a good thing! If the county has the home assessed at a lower value than what you purchased it at, you will continue to be taxed at the lower rate. If you share the higher purchase price with them, they will start taxing you at that higher level.

 

Other Exemptions

Below are a few other exemptions you can file on your property. Click on the links to learn more about how it works in Kootenai county. You would file each of the below exemptions the same way as a homeowners exemption, at the county’s assessor’s office where the land is located.

Agricultural: This program will reduce the taxable value on agricultural land.

Timber: This program will reduce the taxable value of the private land used to primarily harvest timber.

Property Tax Reduction Program (Formally known as Circuit Breaker): This program reduces property taxes for individuals who meet age and income requirements. 

 

Contact Us!

If you have any questions, concerns or confusion, never hesitate to contact us! We are here to address any roadblocks you have and point you in the right direction so that you can save some money on your taxes.

John: 208.818.2456

Tracey: 208.818.2365

 

Check out our video below regarding important tax information for home owners. Also,  subscribe to our YouTube page to keep up with all things real estate! 

 

 

 

Posted on March 12, 2019 at 11:04 pm
John and Tracey Tindall | Category: Helpful Tips, Home & Projects | Tagged , , , , , , , , , , ,

Valentine’s Day with Your Special Someone

Love is in the air and Valentine’s Day is just around the corner! What are you going to do for your sweetie this year? Whether you want to get them something special or do something special, there’s lots of options.  We’re here to help make your day exceptional.

 

Avoid The Same Old Same Old

Do you tend to get your special someone the same thing each and every year? Maybe some roses and a box of chocolates? This is the year to break that trend and avoid the ordinary!! Check out these great gift ideas that are better than flowers and candy. It’s guaranteed to surprise the one you love:

 

What a Difference a Day Makes Burlap Print – Personalized Family Dates

This personalized gift is a great way to look back on your relationship. From the day you met, first date, got married, and the birth of your children.

 

 

 

 

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Polaroid Camera

What better way to capture each and every moment as they happen? You can treasure those moments forever. Stick them on your fridge, in a photo album or scrapbook. 

 

 

 

Image result for at home spa setSpa Set

Bring the spa to her! With several different scent options, you can treat your love from the comfort of their own home.

 

 

 

 

Date Night Bucket List

Switch up the usual with this date night bucket list. Lots of creative date night ideas, both fun and intellectual. Avoid the dreaded “What do you want to do tonight?” question.

 

 

 

Your Vows as an Art Print

Remember your special day in this unique way. Pick the best line from your vows and put them on display.

 

 

 

 

 

 

 

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Edible Bouquet

Satisfy their sweet tooth with a twist. So gorgeous they’ll never want to eat it… if they can resist.

 

 

 

 

 

You Know Them Best

When it comes right down to it, you know your love the best. This is an excuse to treat them… maybe spoil them with a spa day. Keep them grilling with a BBQ Set. Make them laugh with a silly mug. Keep them cozy with a new blanket & pillow or PJ set. Get them a little buzzed with their favorite wine. Keep things smelling fresh with a candle. Help them feel pretty with personalized jewelry. Even if it’s the classic flowers & chocolates, get them what they want.

 

 

A Night on The Town

Want to take your sweetie out on the town? Beautiful Coeur d’Alene and the surrounding area is never short on events, even for the day of love. And also some great date night ideas you could do on Valentine’s Day or any other.

 

Image result for champagne romantic

The Chocolate Affair – On February 8th at the Resort Plaza Shops from 5-8pm

 

Valentines Bazaar – On February 9th at Garden Plaza in Post Falls from 11am-3pm

 

Love on the Lake Dinner and Cruises – On February 14th boarding at The Boardwalk Marina at 5pm or 7:30pm

 

Valentine’s Chocolate Fountain Buffet – On February 14th at the Coeur d’Alene Resort at 4pm

 

Valentine’s Day Acoustic Dinner – On February 15th at Cruisers Bar & Grill from 7-11pm

 

Sweetheart’s Ball – On February 15th at The Best Western from 5:30-9:30pm

 

Ice Skating at River Front Park in SpokaneMake an entire night of it and have dinner at an elegant restaurant downtown, catch a movie, go ice skating, and then stay at a nice hotel.

 

Pinot’s Palette Date Night – You paint half a picture on a canvas and your partner paints the other half, making one giant gorgeous picture. Don’t forget the drinks.

 

Ski/Snowboard Day – Enjoy the slopes at any one of the great resorts near us!

 

There are tons of romantic restaurants in the Coeur d’Alene & Spokane area. Click here for a great list in Coeur d’Alene! And here for a list in Spokane!

 

 

 

Romantic Getaways

A getaway with the one you love is needed every now and then. And what better time than Valentine’s Day? Celebrate your love together and enjoy a small vacation. You’ll still be close to home, yet in a world of your own.

 

Image result for western pleasure ranch

Western Pleasure Ranch

Located in gorgeous Sandpoint Idaho, this is a must stay. Visitors get to enjoy astounding views of the surrounding mountain ranges and beautifully constructed log cabins. Don’t forget the horseback riding, outdoor activities, and all the history that comes with it.

 

 

 

 

 

Image result for blackwell hotel cda

Blackwell Hotel

The Blackwell Hotel is located in Downtown Coeur d’Alene. It’s full of elegance, history, and many unique touches. First built in 1904, it still has the original artwork. A very romantic place, a must see!

 

 

 

 

 

Image result for cda resort

Coeur d’Alene Resort

Located on the North Shore of Coeur d’Alene Lake, it’s become a top place to stay for visitors. At the resort you will never be bored with accommodations like golfing, spa, pool, restaurants, nightlife and more!  Check out their lake front rooms today.

 

 

 

 

 

 

Image result for northern quest resort

Northern Quest Dinner & Movie Plus Resort & Casino

This is a one of a kind experience! Dinner & a movie, then dessert & drinks after the credits roll. Don’t forget the gambling & luxury rooms to stay in. Everything you need in one place.

 

 

 

 

 

 

Image result for davenport hotel

Davenport Hotel

Located in Downtown Spokane, Historic Davenport Hotel is right in the center of everything. With gorgeous city views, a romantic design, a spa, and even jetted tubs and fireplaces in some rooms you’ll never want to leave! Great balance of modern amenities and a historic charm.

 

 

 

 

 

Image result for aspen meadows bed and breakfast

Aspen Meadows Bed & Breakfast

This little bed & breakfast is located just 10 minutes from downtown. Close but away from all the crows. Very peaceful and quite location which makes it perfect for a romantic getaway.

 

 

 

 

 

No matter how you choose to spend your Valentine’s Day, make it memorable and celebrate your love!!

 

 

Credit: goodhousekeeping.com & countryliving.com & resortsandlodges.com

Posted on February 7, 2019 at 9:49 pm
John and Tracey Tindall | Category: Best of CDA, CDA is Awesome, Our Great City, Whats Happening | Tagged , , , , , , , , , , , , , , , , , ,

Aspire Community Theatre Ushers in Mamma Mia!

Coeur d’Alene never ceases to amaze us. Not only do we get to enjoy the obvious beauty and all the lovely people who live here, but our Lake City offers so many other benefits! Like Theater!! But not just any Theater… Aspire Community Theatre.

 

 

Great Local Entertainment

Aspire Community Theatre (ACT) is unlike any other. How, you may ask?  To start, they are a completely non-profit run organization with experienced theatrical artists in charge. It’s a community theater, staffed 100% by volunteers, yet working at a professional level.  As a result, you can count on exceptional and entertaining performances each and every time.

 

Their Mission

 

Aspire was founded because many parents of children in theater were unable to find other options once their children graduated.  Their only other option was acting at a professional level.   Creating this theater was a way they could continue to learn and expand their acting abilities right here at home.   Aspire is a conservatory theatre, which means, the students will learning through out each production because they are involved in each aspect of the production.  Aspire incorporates a wide a wide range of groups and ages to keep things lively. Plus, they “not only develop artists, but theater enthusiasts through education and exposure”.  

 

Image result for aspire community theater cda

 

 Aspire’s mission “is to enrich, entertain and educate our community through exceptional live theater which inspires the imagination and provokes contemplation of truth. Our goal is to honor, reflect and collaborate with the greater community we serve, creating leaders for the future, as we form partnerships today.”  And they do just that!

 

   Courtesy of the Coeur d’Alene Press

 

 A Gift To The Community   

Theater is a gift – for both the audience and artists and with 600 season ticket holders it seems like our community agrees.  Bringing together experienced theatrical artists combined with young talent and community leaders; Aspire is determined to improve the lives of not only the artists and productions but this community.  They provide a venue “For the next generation of characters”.   Because of their local success, they are the only theater in the pacific northwest playing Mama Mia! First show is February 8th. 

 

John and Tracey Chime In

“Our first Aspire experience was for “Catch Me If You Can”.   We were intrigued when they said it would be a MUSICAL!  We loved the movie and were so interested in seeing how it could be made as a musical.   Aspire took that movie to a whole new level as a musical play.  We loved it!  Above all, it was so creative and a throughly enjoyable performance.  We laughed and enjoyed every minute of it.  Aspire offers a diverse and multi-faceted mixture of talent we have not seen in community theater.  If you are looking for a great entertaining evening, go to a performance.  Finally, Mamma Mia would make a wonderful treat for your Valentine!   

John and Tracey Tindall   

Contact us for special ticket discounts!!

 

Happening in February

Coming to Aspire this February!

 

 

Contact us for special ticket discounts!!

 

Only at Aspire!

Contact us for special ticket discounts!!

 

 

Visit Aspire  here Check out the upcoming shows and learn organization, donate, sponsor and volunteer.

 

Credit: https://aspirecda.com/

 

 

Posted on January 31, 2019 at 10:46 pm
John and Tracey Tindall | Category: Best of CDA, CDA is Awesome, Our Great City, Things to Do and See in North Idaho, Whats Happening | Tagged , , , , , , , , , , , , , , , , , , , , , , ,

Rules for Saving & Paying Down Debt

Saving money can be such a challenge for most of us.   When it comes time to buy a home or invest in real estate it can become even more of a struggle.   With mortgage financing, we must be sure to keep our debts low, while having  enough assets on hand to get our loan approved.  We will need to consider the budget for new mortgage payments while paying of credit card or consumer debts each month.  AND we must be mindful about putting money away into a 401K or other investments and maybe having a little extra to enjoy life. 

Image result for saving money

 

 

Below are 7 simple rules for saving your money and paying off debts. Following these rules will make it easier to get where we’d like to be financially before taking the steps to get your dream home. 

 

1. Automate It! 

Most places of employment offer direct deposit. Use that to your advantage. Set your direct deposit up for a portion of your paycheck to be deposited into several different accounts. One for your 401K, another into a savings account for the purpose of emergencies, also an account to save for home projects, vacations, etc. Then, set up your bills to be paid automatically. It would be beneficial to check with your loan holders to see if that would be an option. Ultimately, it comes down to this: if you can’t see the money then you won’t have the temptation to spend it.

 

2. Know How to Prioritize

Should you start paying down debt or saving first? Which debts should you start with? You need to know how to prioritize and compare the numbers. First, start by checking the interest rates on your loans and credit cards. The higher the interest rate, the more of a priority that should be to pay off. Save any extra money you get. Tax return? Put that into savings! Get a raise at work? Automatically deposit that extra percentage into savings each month. Eventually, you will have enough in that account for a nice down payment on your home. 

 

3. Imagine Your Future Self

Where do you want to be in 5 years? 10 years? 20 years? Owning your own home? Not drowning in debt? Studies show if you imagine where you’d like to be in the future that will motivate you to take the necessary steps for the purpose of achieving those goals.

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4. Stop Unnecessary Spending

Take a good look at your finances and what you spend money on regularly. Do this with the intention of determining what can be dropped or scaled back on. Maybe a gym membership that you pay for monthly and only go once every 3 months or so. Another common unnecessary expense is cable TV; streaming services are cheaper, and they have a great selection. Additionally, rather than getting a coffee at Starbucks every day, make your own coffee at home. You may be surprised to know that could save over $100 a month. Also, eat meals at home instead of going out to eat. Even dropping one expenditure mentioned will make a huge difference on your bank account. 

 

5. Reward Yourself

You can’t live your life to save and pay down debt. Every now and then you need a reward for all your hard work. Use that as a motivation to save. Got a bill paid off? Get yourself something! Reached your goal on an amount of money you wanted to save? Treat yourself! Be sure to make these rewards sensible, but you could be getting perks while saving and paying off bills.  

 

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6. Take Advantage of Bank & Credit Cards Offers & Rewards

Take a good look at your credit card rewards, it may surprise you what they offer. There may be an opportunity for you to receive a percentage of what you spend in cash back. Who wouldn’t benefit from that? Make sure your bank account doesn’t charge you a monthly maintenance fee. If it does, research how to waive it or get a different account.

 

7. Start Young (Its never early or late to Start)

If this applies to you, pay attention. Starting off at a young age will set you up in the future. Even if you’re working at your very first job, you can start taking the necessary steps. Apply the rules above and your savings will grow faster than you could ever anticipate.

By following these rules, you can save, pay off debt   Whether your goal is to save for a home or prepare for the future, it’s all possible with a little hard work and knowledge on your side.

Think that your credit is hopeless and that you may never be in a position to buy a home? Don’t!  There is always a way with a good plan and a good team.  We have helped so many buyers get into homes when they thought it would never be a reality for them.  We have a great team that can help you build the roadmap to get there.  Want to know more about how to get started?  Let’ Connect

Credit: NPR Public Radio – https://www.npr.org/2018/12/12/676120025/get-started-saving & http://time.com/money/4266906/save-for-new-home-tips/

Posted on January 3, 2019 at 6:23 pm
John and Tracey Tindall | Category: Costs and Spending, First Time Home Buyer, Helpful Tips | Tagged , , , , , , , , , , , , , , , , , , , ,

Home Maintenance

Home Maintenance for Fall/Winter

 

 

The purchase of a home will likely be the biggest invest anybody will make in their life. Our homes are the centers of our lives because they hold everything and everyone important to us. Our top priorities are taking care of that invest.  Winter is a harsh season here in North Idaho as a result it can cause some damage to our homes, properties, our loved ones, or even our wallets! It can be avoided if we take extra steps this fall or start of winter to prepare.

 

The next question is where do I start? Not knowing can be overwhelming and stressful. Below is just a small list of some important home maintenance ideas. Included is the reason you should do them. It can make a huge difference on your home and property this year.

 

For a full list of maintenance ideas as well as a printable checklist, go to our website by clicking here!

 

Image result for changing filter in heating system Image result for cleaning out gutters

What to do

Why

Clean gutters and downspouts throughout fall         A build up of leaves and other debris could lead to wood rot, pest issues, and ruined gutters.
Change summer screens to cool weather storm windows & doors         Removing screens stop snow from getting trapped between the window and screen. That avoids damage to the sill and frame as well as lets in more light. Installing storm windows & doors helps keep your home insulated through the cold months.
Replace the filter in your furnace This helps the lifespan of your heater, reduces energy bills and improves air quality.
Flush and insulate your hot water tank Flushing removes sediment which in turn could extend the life of your tank. Insulating can help conserve energy, in turn saving you money.
Place a sheet of plywood held down by a few bricks on top and your AC, not a waterproof cover    Plywood can stop falling icicles and other debris which in turn would cause damage to the unit. Waterproof covers creates a warm environment for unwanted guests to stay for the winter.
Trim limps that are close to power lines or the  roof of your home Avoids heavy snow/ice building up causing damage.
Image result for pruning trees and shrubs in fall Image result for air conditioners in the winter

 

For a full list of maintenance ideas as well as a printable checklist, go to our website by clicking here!

 

Posted on December 27, 2018 at 6:24 pm
John and Tracey Tindall | Category: Helpful Tips, Home & Projects | Tagged , , , , , , , , , ,

Fall Leaf Fest 2018

Is that beautiful time of year again here in Coeur d’Alene… Fall!

 

 

With Fall comes all of the beautiful and colorful leaves that we love and enjoy for about the first 2 weeks.  After they have fallen off the trees, the fun begins with leaves all over our yards and driveways.  We then being the clean up as we ready our yards for winter.  The raking of those beautiful leaves into piles and then scooping them into bags to take to the landfill to throw way. 

DON’t BOTHER with that this year! Spend more time inside this year enjoying your hot cocoa and cozy PJ’s!  Our City of Coeur d’Alene is not only beautiful but they are also awesome!  One of the benefits of living is Coeur d’Alene and our Leaf Pick Up program and its absolutely FREE for you! 

Leaf Pickup! Starting Friday November 13th

Image result for leaves in a yard

 

Click the link here for leaf pickup map. Find your zone – leaf pickup will happen in alphabetic order.

 

Some things to keep in mind:

Do:

  • You may start putting your leaves out Friday November 2nd.
  • Please move cars out of the street if at all possible during leaf pick-up.
  • Keep the leaves about one foot off the curb line to facilitate storm water flow.
  • Be alert for leaf pick-up equipment traveling through your neighborhood.
  • Keep a safe distance away from leaf pick-up heavy equipment.
  • Recognize that we have a tough job to do in a very short window between when the leaves fall and when the snow flies.
  • Understand that city and private trucks are exempted from covering loads during the leaf pick-up period. Sweepers will follow city trucks to collect remaining/excess leaves.

 

Don’t:

  • Place bagged leaves in street.
  • Mix branches, rubble or other refuse in with the leaves.
  • Miss the deadline… we only have time for one pass!
Posted on October 29, 2018 at 10:02 pm
John and Tracey Tindall | Category: Helpful Tips, Home & Projects, Our Great City, Whats Happening | Tagged , , , , , , , , , , , , , , , ,

Four Reasons to Sell This Winter

Maybe Winder is the best time for you to consider selling?

With Demand remaining high in our area combined with low inventory which continues to drop, this winter might just be a great combination of factors making it an ideal time for you to sell. 

A balanced market will sit at six months of inventory.  Less than six months of inventory and you start heading into a sellers market.  Lower the inventory the greater the sellers market.   In Kootenai County, our inventory sits at less than 3 months in most price sectors.  A large number of price sectors are sitting at just one month.   Low inventory with high demand will increase market values and your list price.  Interest rates continue to remain low which continues to create a tremendous amount of buyers.      

Winter is often thought a difficult time to sell, but in this buying climate it creates a perfect storm for selling!  In the winter months there is even less competition and this increases demand even further.  Buyers out looking in the cold and snow are much more serious buyers too! 

If you are interested in knowing more about the inventory levels in your neighborhood or more about our market and in determining your next step, let’s connect, we would love to assist in keeping you up on the market.    

 

 

Let’s Make Awesome Happen

Team Tindall

 

John and Tracey Tindall

Windermere, Coeur d’Alene Realty

208-818-2365 or 208-818-2456
Posted on December 12, 2017 at 11:19 pm
John and Tracey Tindall | Category: Real Estate Trends | Tagged , , , , , , , , , , , , , , , , , , , , , ,