12 Mistakes That Can Derail Closing Day For Buyers

Buying your first home? Maybe you have done this before and just assume lending is pretty straight forward? Avoid these common mistakes that can blindside a buyers mortgage and closing day!  

Lending is a complicated business with a number of moving parts and many rules that can make the difference between a happy closing day or no home at all.   There are so many things that can effect your loan process and your road to a successful closing day.  Here are just a few of the most common mistakes that buyers make.   

 

Here are a few more things to avoid so that you can keep loan and purchase on the rails through to closing day!  

Big Purchases on Credit. It is tempting to buy the furniture for your new home or a new car for the garage before the sale closes. Take care if you are making these purchases on credit. Large purchases on credit can have a major impact on your credit profile which effects your mortgage application. It’s a better plan to wait until after closing or pay cash for these transactions or you may be putting that furniture in a different living room than you originally picked them out for.

No 90-Day Same as Cash! Many times you may be tempted to make a furniture or appliance purchase for your new home. Often these can be done now and no payments for 90 days or even longer. Don’t be fooled. These purchases still affect your credit and can destroy your loan process. Remember, just a small change in your credit picture might be just enough to keep your loan from moving forward.

IRS, State and Local Liens. You’ve heard the old saying “Death and Taxes”.  Back taxes and liens can derail your attempts to get financing for a mortgage so be sure to have your books in order before filing your loan application. There are a number of searches done against your social security number just before closing and this is where liens against you sometimes appear, even though they are NOT on your credit report.

Changing jobs, become self-employed or quitting a job. Changing jobs will change the qualification basis and if you move into a different line of work or take a lower paying job, this may disqualify you from moving forward with your purchase. Also going from an employee to self employed changes everything. Of course you need a job so don’t quit yours.

Don’t Spend your Money!   Especially your funds set aside in your bank account for your closing day.   Often these funds need to be on deposit for a couple of months to be “seasoned” and allowable for your purchase. If you spend it, you may have problems having new funds seasoned in time for your closing day. Also many times your loan will require a certain amount of “reserve funds” in your account and trying to get those funds into your account at the last minute can be catastrophic.

Large Deposits. You would think more money is a good thing, right? But large deposits are handled differently and require sourcing, which can get complicated. Always ask your loan officer before you make a large deposit.

Changing Bank Accounts. You will not want to change bank accounts during the loan process. Making a move like this will change your financial picture and quite possibly slow down the process or cause your loan to be denied.

Never Co-sign. Don’t do this for anyone during the loan process. Co-signing will not only change your credit picture, it will also change your debt ratio. The smallest change in debt ratio may ruin your chances for a loan approval.

Late Payments, Missed Payments. Credit Inquiries. Of course pay your creditors on time and avoid having your credit report pulled during the loan process. Late or missed payments will decrease your credit score and so will excessive credit report inquires. Sometimes just a few points on your credit score make the difference between a happy closing day or no closing day at all.

Overpaying. Before your bank will approve your mortgage they will appraise the home you are purchasing.  If they feel you are overpaying they are likely to decline your mortgage application. If you find yourself in this situation consult with your agent on renegotiating your offer to be more in line with the bank’s appraised value.

Purchasing too close to Foreclosure. If you are making an offer on a house which is facing foreclosure be sure to have a closing date set before the foreclosure date. Have your agent work with the lender to structure closing before the house goes back to the bank and into foreclosure

Comprehensive Loss Underwriting Exchange (CLUE). CLUE is a database of insurance claims for both people and property.  Your home insurance rates are determined by the information about you and the property you plan to purchase which is contained in this report. Past claims for water damage, falling trees and even dog bites from present and past owners can multiply your insurance rates. Consult your agent about the CLUE report for your future home as soon as possible once your home purchase offer is accepted.

As always, work closely with your lender. Share everything with your loan officer so they can navigate through the process and guide you through the rough spots and onto closing.  It’s better to know about potential issues up front and not be surprised just before closing with bad news.  How a great loan officer helps you! and Other missteps that keep you from closing.

 If you are just starting the process and want to know more about how the buying process works, connect with us.   We will be happy to meet with you and walk you through the buying process, help you find a lender and get you on the path to home ownership.

johntindall@windermere.com 208-818-2456 traceytindall@windermere.com 208-818-2365

Posted on October 9, 2019 at 11:34 pm
John and Tracey Tindall | Category: First Time Home Buyer, Helpful Tips | Tagged , , , , , , , , , , , , , , , , , , , , , , ,

The North Idaho Hunting Experience

Idaho hunting is some of the best around! 20.4 million acres of the state is National Forest, which is approximately 40%. There’s more than enough room for every type of hunter. There are different seasons for different types of animals, such as big game (deer, elk, bear, mountain lion, wolf, etc.), sheep, goat, moose, turkey, waterfowl and more! Idaho offers a season for 3 types of weapons – archery, rifle, and muzzle loader. Each season, unit and weapon have different rules, regulations, and dates. But there is so much more to the hunting experience

 

Getting Ready for the Hunt

Lots of planning has to go into getting ready for hunting, no matter which type of hunter you are. Check out the checklist below to get your planning started now:

  • Get into shape – hunting is a lot of work as you trek through the forest. And if you get your target, the work continues as you have to pack it out.
  • Get maps and start scouting – visit the places you intend to hunt. Get a lay of the land and find out the most visited areas.
  • Sight in your weapon & practice shooting – be sure your weapon is on target then continue practicing to make sure you hit the animal when it’s time.
  • Practice calling – if you’re going to call, practice before you get in the field, it can be hard to master.
  • Break in new boots – don’t want blisters to form during your hunts.
  • Buy your tag – buy it early while you’re thinking about it. Be sure it’s purchased before opening day.
  • Check the weather forecast – if you know what the weather will be, you can prepare appropriately.
  • Check batteries – check them in all your battery powered equipment and just in case, bring spares.
  • Sharpen knives – dull knives are more dangerous than sharp ones.
  • Get your pack gear together – use the gear list below to help with this.
  • Always tell people where you plan to hunt/camp – the more detailed the better. Be sure to let them know how long you’ll be gone, if you’ll ever be in cell range, etc. That way if an emergency comes up, those at home can reach you.

Gear

As every hunter know, there is so much gear when it comes to hunting. With all the necessary clothes for any possible temperature, pack gear, weapons, ammo, emergency gear, and then if you plan to camp that adds a whole other lists of gear. Below is just an overview of the type of gear you’ll need to pack and a link to a full list.

  • Weapons, ammo and hunting aidsImage result for hunting gear
  • Food and water
  • Navigation
  • Signaling
  • Emergencies
  • Communication
  • Unexpected night in the field
  • Camping
  • Clothing for all weather

Hunting Gear Checklist

 

Places to get Gear

Here in North Idaho, there is an abundance of options to purchase all you need for hunting, including clothing, equipment, and weapons.

Cabela’s

Black Sheep Sporting Goods

Tri State Outfitters

Sportsman’s Warehouse

North 40

Image result for idaho panhandle big game hunting areas

Big 5

Where to Hunt

As mentioned, Idaho is 40% national forest, so there are plenty of areas to hunt. A few favorites here in North Idaho are the St. Joe River, Avery and Coeur d’Alene River. But there are so many more options! Click here for Idaho’s Wildlife Management Areas.

 

 

 

Hunting for Visitors

Idaho is a desirable place to hunt and nonresidents are more than welcome to join! Unfortunately, tags and licenses for nonresidents to hunt is more than those of residents, so expect an added cost. Click here for a full list of licenses, tags and permits and how much they cost for nonresident hunters

If you’re not from Idaho or interested in hunting a new area, there are plenty of options for a guided hunt. Below are a list of area outfitters that do just that:

J & V Big Game Outfitters https://ucomontana.com/wp-content/uploads/2017/08/UCO-Hunt-It-29.jpg

BearPaw Outfitters

Clark Fork Outfitters

Shattuck Creek Outfitters

 

 

 

Safety & Survival Information

No matter which season, animal or weapon you decide to hunt, there are general safety guidelines you should always follow. These guidelines are good to follow anytime you’re in the forest, even if you’re not hunting. And if you lose your way, there are also some survival tips you should practice:

  • Know the area you’re hunting
  • Don’t rely solely on electronics
  • Let somebody know where you will be hunting and when you will be returning
  • Have a fire starter kit
  • Watch the weather
  • Know your general firearm safety and how to use your weapon appropriately
  • Don’t perform an awkward action while trying to shoot, such as climb a tree or cross a fence
  • Store ammunition and firearm separately

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This is a very short list of safety and survival tips, click here for more hunting safety and here for survival tips.

 

Hunting Seasons

Big GameImage result for north idaho black bear

Big game is considered deer, elk, pronghorn, black bear, mountain lion and gray wolf. This season offers a variety of options depending on where you plan to hunt, which animal you’re after and which weapon you use. There are controlled hunting options, youth only options, private land permit options and so much more! If you’re new to the area and want to get know more about big game hunting options, check out the Idaho Fish & Game Brochure by clicking here.

 

Image result for north idaho mooseMoose, Bighorn Sheep & Mountain Goat

Although these animals may seem like big game, they are separate due to different rules and regulations. All moose, bighorn sheep and mountain goats are controlled only hunts in Idaho. That means you must apply for these tags and then a drawing occurs. There are only a certain number of tags per area so you are not guaranteed a tag, that’s why it’s called the lottery. If you are interested in obtaining one of these tags click here to read the Idaho Fish & Game Brochure. Please note, due to the smaller number of these types of animals, there are more rules and reporting requirements than other types of game. Interested in what your drawing odds would be, click here.

 

Idaho Migratory Game BirdImage result for Idaho Migratory Game Bird

Birds included in this season include duck, geese, drove, crow and crane. There are different and multiple types of species included in the hunts. Check out the Idaho Fish & Game brochure by clicking here.

The Upland Game, Furbearer and Turkey season includes grouse, quail, Chukar, Gray Partridge, pheasants, rabbits, hares and turkey with a different variety of some species. Certain varieties of the species are closed so you’ll want to know your bird if you choose to hunt. Learn how to identify which is which, as well as your limit and hunting dates by reading the Idaho Fish and Game brochure here.

 

Person Shooting Arrow from BowHelpful Links:

Getting Started

All the Idaho Seasons & Rules Booklets

Interactive Map

News

Hunting Areas

Unit Breakdown

 

Credit: OR Dept of Fish & Wildlife, MeatEater Hunting, 1.800.Gear

Posted on October 8, 2019 at 6:49 pm
John and Tracey Tindall | Category: Helpful Tips | Tagged , , , , , , , , , , , , , , , , , , , , ,

We all Need a Break – Labor Day

Many enjoy Labor Day as a day off from work and the last bit of fun before summer ends. Many forget what it is we are celebrating… it was first created by the labor movement and is dedicated to the contributions and achievements of American workers. That day is set aside for the American worker to have a day of rest and to remember the importance of worker’s rights.

History

During the Industrial Revolution, many people were required to work 12 hour work days for 7 days a week just to make ends meet. In the late 1800’s, labor unions then became more active. They began organizing strikes and rallies to protest the unfair wages, work environment and hours.

September 5th 1882 was the first Labor Day celebration. Many workers took unpaid time off to march from City Hall to Union Square in New York City. 12 years later, on June 26th 1994, the American Railroad Union called to boycott all Pullman Railway cars. This caused a crippling of railroad traffic nationwide. To break this strike, the government sent troops to Chicago. This only caused a wave of riots and deaths of many workers. In an attempt to repair ties with the American workers, congress passed the act to make Labor Day a legal holiday. And on June 28th 1994, President Cleveland signed it into law.

Even after all this time, it is still unclear who the founder of the holiday is. Many credit Peter J. McGuire, the co-founder of the American Federation of Labor, as the first to suggest it. But, many believe that Matthew Maguire, a secretary of the Central Labor Union, was the first to propose the holiday.

Image result for labor day

 

Labor Day Celebrations & Traditions

The Labor Day celebration has transformed a bit over the years. When it was first celebrated, the focus was on a parade. This was meant to show to the public “the strength and esprit de corps of the trade and labor organizations” and then a festival to follow. As time went on, speeches by prominent people were introduced.

In recent years, the celebrations have really began to change. As parades have become ever more difficult in city centers, the day has focused more on relaxing and having fun before summer is over and kids are back to school.

A common Labor Day celebration in North Idaho is Fall Fest! at Schweitzer Mountain Resort. It’s a weekend filled with beer, wine, cider, live music, and a soda tent for the kids.

Our National Forest

 

Many of us here in North Idaho use this last weekend of summer for family camping trips out in the National Forest. More about our National Forests

 

 

 

 

 

Boating on the lake is a special favorite of ours on this last weekend.  Taking in all the sunshine we can and enjoying live on the lake before kids go back to school and we prepare for fall.  More about Lake Coeur d’Alene

Boating on Lake CDA

 

 

 

 

 

 

 

 

 

 

 

Others like to take advantage of all of the downtown events to choose from or just a weekend of shopping! Downtown CDA

 

 

 

 

 

 

 

No matter how you choose to celebrate Labor Day, enjoy your day off!

 

Credit: DOL, History, Constitution Daily

Posted on August 29, 2019 at 6:01 pm
John and Tracey Tindall | Category: Best of CDA | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Top 3 Fears for First Time Home Buyers

Buying your first home is a BIG DEAL.  But it may not be as “scary” as you thought!

We have helped tons of first time home buyers get into their first homes.  Time and time again, the concerns, misconceptions and fears we discuss are the same.

Here are just 3 we hear all the time and often the reasons buyers decide they need to wait or that it “just wont for for them”.

We are here to tell you, its not as hard you think and when you work with someone like us, we will get all of the questions answered and guide you through the process each step of the way.  Believe us, whatever you worried about or are afraid to ask, we have dealt with it before and can help you too!

If you are curious about buying and want to know more, let’s connect!  We are here to help you Make Awesome Happen.

Also be sure to watch our First Time Buyer Play List on YouTube    for more helpful information about buying your first home.

Posted on August 19, 2019 at 8:41 pm
John and Tracey Tindall | Category: First Time Home Buyer | Tagged , , , , , , , , , , , , , , , , , , , , , , , , ,

Tindall Faves: Burgers

The all-American classic: the burger. A lakeside town tucked in next to the Rockies is just the place you’d expect to have a great burger scene, and Coeur d’Alene does not disappoint.  

 

 

 

 

Nosworthy’s Hall of Fame

Once again, Nosworthy’s is our favorite all around establishment.  They are known for their burgers and they deliver every time. Everything is made to order, handcrafted goodness on a bun.  The Mootz Sister and King Kong are some of our favorites. For a keto friendly meal, try the Hoss burger with no bun. It’s excellent!  Be sure to come hungry too, as these burgers are quite the meal. We can’t say enough good things about Nosworthy’s. We love the food; we love the people there; and we just can’t get enough of our casual, old school Coeur d’Alene gathering spot!

 

 

 

 

 

 

 

     

 

Hudsons

Hudsons has been around for over 100 years.  Their food is tasty and simple; they don’t need any extra flair! Their location in downtown Coeur d’Alene is quaint and comfortable.  Their bar allows customers to watch as they hand slice pickles and onions for each burger. A double cheeseburger, taken to-go and eaten in the park is the perfect choice to fulfill those summer burger cravings. Despite being a very burgercentric restaurant, they also offer some great breakfast options and phenomenal pies for those with a sweet tooth!  There’s a reason they’ve been voted top 10 across America for burgers…they are simply the best!  

 

 

 

 

 

 

 

         

 

Messy Burger

Located in Spirit Lake, Messy Burger has a great take on burgers.  They provide big, bold flavors in their small little location on main street.  The staff is always friendly and great at giving suggestions for what to order (there are A LOT of choices!) Their Drunken Cowboy and Southwest Mess are some of our favorite burgers there.  Grab a burger with fries and fry sauce and take it to go, or dine outside at their outdoor picnic table seating. There’s a reason this place is rated #1 for quick bites in Spirit Lake!

 

 

 

 

 

 

 

 

 

 

Seasons of CDA

Seasons is one of the most upscale locations on our list.  With live music, a large bar, and a beautiful interior, Seasons is firing on all cylinders. Their menu is quite diverse, with burger and non-burger options.  All sauces for their burgers are made in house (we recommend their carmelized onion tarter!).Our favorite is the wonderful Kobe beef burger that is excellent with and without the bun.  With a convenient location right in the heart of downtown, and fresh local ingredients, it’s a no-brainer! 

 

 

 

 

 

 

 

Photo by: Penny’s Pit Rathdrum

Penny’s Pit

If you are not looking you can drive right by this gem.  Penny’s Pit is located in Rathdrum in a little strip mall next to a gas station.  Based on the location, you might have some doubts, but trust us; this place is an absolute must-visit. Their burgers, sandwiches and really, anything you might like to order are out of this world.  This very tiny establishment, run by a husband and wife team, makes all their food to order with fresh and tasty ingredients. Their portions are massive, so don’t worry about leaving hungry. It’s hard for us to pick favorites because we love everything on the menu, but some of the standouts to us are the Sinatra with gorgonzola cheese, the James Dean, and the Naked Lady (for our keto friends.)  You truly can’t go wrong with anything you might order. Don’t miss out on this hidden gem!  

 

 

 

 

Posted on August 13, 2019 at 2:56 pm
John and Tracey Tindall | Category: !TINDALL FAVES!, Best of CDA | Tagged , , , , , , , , , , , , , , , , , , , ,

Fire Safety

As fire season continues, it’s good to take a moment and review some fire safety tips for both in the home and while outdoors. Having the basic knowledge may help prevent a home fire or a wildfire.

 

 

Outdoors

Below are 3 steps to follow when you have a fire outdoors:

Image result for campfire safety

  • Picking Your Campfire Spot: Be sure you follow any rules or regulations if planning to build a pit in a campground. Ensure you pick a level spot and you are approximately 10-15 feet away from anything that could catch fire. This includes low hanging branches, trees/shrubs, and your own gear. Take the weather into account as well, for example if there will be high wind and which direction it’s going in. Make sure rocks line the pit so your fire stays within the boarder.

 

  • While You Maintain Your Fire: Once your fire is going, do not add dangerous items such as aerosol cans, pressurized containers or aluminum cans. This items could explode, cause harmful fumes or shatter. Keep your fire at a manageable size. If it gets too large it could easily become out of hand with no way to put it out on your own. Also, always watch it. This is especially true if there are pets or children nearby. As a safety precaution, always have water close by.

 

  • Extinguishing Your Fire: If possible, let you fire burn down to ash. Then, pour water over all the embers, not just the red ones, until the hissing sounds spots. You could also put dirt or sand over the fire, if water isn’t available. Continue adding the water or dirt/sand, stirring around with a shovel, until everything is cool. Never walk away or go to bed when your fire is still warm.

 

General Safety Tips to Help Prevent a Wildfire:

 

Image result for wildfire

 

  • Be careful while camping and using & fueling fueling lanterns, stoves, and heaters. Make sure it’s cool before refueling. Do your best not to spill flammable liquids and store appropriately.

 

  • Do not dispose of your cigarettes, matches or any smoking material out of a moving vehicle or anywhere near an area that could catch fire. Always put your cigarette out before disposing of it.

 

  • When burning yard waste, avoid burning in windy conditions. Have a shovel, water and fire retardant nearby and avoid all flammable materials from your yard. Follow all fire rules, such as not letting the fire get out of hand, ALWAYS keep an eye on it and put it out completely before walking away.

 

  • If you notice an unattended or out of control fire, contact your local fire department or 9-1-1.

 

  • If using fireworks, consider wetting down the grass and surrounding areas before lighting them. Always have a bucket of water, garden hose or fire extinguisher ready nearby. Avoid lighting fireworks on a windy night.

 

 

At HomeImage result for home smoke detector in a fire

Below is 6 ways to prevent a fire in your home and help to avoid injury:

  • Smoke Alarms: Be sure you have the correct number of smoke alarms installed in your home. Test them once a month to ensure they are still is working order. Have spare batteries in your home so if the batteries die, you can replace them right away. Replace them at least once a year. Learn more about smoke alarms by clicking here, such as how many and where to install in your home.

 

  • Fire Extinguishers: They are a good idea to have to put out a small fire in your home or garage. Go over the 5 different types of fire extinguishers to be sure you have the correct one. Be sure your fire extinguisher is checked and tested regularly by a professional. Also, make sure you know how to use the fire extinguisher by following the P.A.S.S. rule below:
    • Pull the pin. Hold the extinguisher with the nozzle pointing away from you and release the locking mechanism.
    • Aim low. Point the extinguisher at the base of the fire.
    • Squeeze the lever slowly and evenly.
    • Sweep the nozzle from side-to-side.

 

  • Teach Your Children the Basics: Don’t let them play with matches, candles or fire and teach them that it can be dangerous. Show your child what the smoke alarm sounds like and what to do when one goes off. If your child is old enough teach them not to touch a door knob if it’s hot, how to stop drop & roll, to crawl on the ground when they see smoke, and not to hide under a bed or in a closet if there is a fire. And if you have the opportunity, go to a fire station and have them meet a firefighter so they can be familiar with what they do and their gear.

 

Image result for fire escape plan

  • Create A Fire Escape Plan: Draw your home’s floor plan that shows all the windows & doors. Make a plan of escape and go over it with your family, be sure there are at least 2 ways to get out of ever room, if possible. Have a spot you meet your family once outside. And be sure to practice the plan at least twice a year. Click here for a printable sheet to draw out your escape.

 

  • Create A Family Emergency Communication Plan: Be sure every family member knows who to contact in case they can not find one another. This goes for any type of emergency, not just a fire. Also, be sure everybody know how to properly use 9-1-1.

 

  • Stay Safe When Grilling: Do not use your grill unless it’s away from siding, decking or anything that could catch fire. Make sure your children and pets remain at least 3 feet away from the grill when it’s in use. Always stay with your grill when using it and clean it regularly.

 

 

Although it’s impossible to guarantee a fire will never get started in your home or your camp fire never gets out of hand, taking the precautions and steps above can help avoid it from happening. Always stay safe!

 

Credit: American Red Cross, Safety.com, U.S. Fire Administration, SmokeyBear, Active.com, FEMA, National Geographic

Posted on August 9, 2019 at 2:24 pm
John and Tracey Tindall | Category: Helpful Tips | Tagged , , , , , , , , , , , , , , , , , , , , , ,

How is the North Idaho Market?

How is our local Real Estate Market?  What can we expect for our market for the rest of the year?  WHat are the indicators to watch ?

Windermere’s Chief Economist, Matthew Gardner shares his insights in the Gardner Report.

ECONOMIC OVERVIEW

Following a trend that started last fall, job growth in Idaho continues to moderate. The addition of 18,400 new jobs year-over-year represents an annual growth rate of 2.5%. This is to be expected at this point in the economic cycle, but it’s worth noting that the current rate of job growth remains well above the national average of 1.6%.

In May, the state unemployment rate was 2.8%, marginally lower than the 2.9% rate of a year ago. The state remains at full employment, though it is interesting to note that the employment rate remained below 3% even as the labor force rose 2%, suggesting that the economy remains very robust as there are still job openings to accommodate new workers.

Read the Full Report

Posted on August 7, 2019 at 10:19 pm
John and Tracey Tindall | Category: Real Estate Trends | Tagged , , , , , , , , , , , , , , ,

Boating Safety

One thing you can almost be sure of is at some point you will find yourself on a boat during the summer here in North Idaho. With the numerous amount of lakes and rivers, it’s near impossible not to enjoy boat life, even if it’s only for a day. Whether you’re an avid boater, only enjoy it every now and then or are just getting into boating, it’s always a good idea to know the basics of boating safety before leaving the dock.

 

Image result for boating

 

1. Check the Weather Before You Leave

Be sure to check the weather of your route and destination, including the water conditions, before you depart. You can’t always tell a storm will roll in just by looking outside.

 

2. Have the Proper Gear Onboard

You never know if or when you’ll have an emergency. Being sure you have all the proper gear onboard will help avoid additional issues and will ensure you’re prepared for every type of situation. Check out a full checklist here!

 

3. Be Aware of Carbon Monoxide

Always maintain fresh air circulation in your boat and be sure you and others on the boat are aware of carbon monoxide poisoning symptoms. Click here to learn more about CO & CO poisoning.

 

4. Take a Boat Safety Course & Know the Rules

There are several different courses you can take online for boat safety that you can receive certification for them. Check out the list here.

Knowing your rules will ensure you and other boaters safety. Check out the navigation rules here.

 

 

5. Get your Boat Checked

You can receive a free boat check! The U.S. Coast Guard Auxiliary and U.S. Power Squadrons both offer that service. These checks make sure you have the proper safety equipment and that they are in the proper condition per state and federal regulations. Find out how to get your check scheduled by clicking here.

 

6. Use Common Sense

Many of the rules on the water are consistent with the rules on the road. Stay alert, operate at a safe speed, make sure passengers are following safety measures, avoid alcohol use when driving and stay clear of the engine are examples of just a few.

Image result for boating in north idaho

 

7. Follow Proper Procedures

Knowing and following proper docking & anchoring procedures are an important part of boating. Depending on the type or boat you have and the weather conditions, the procedures you need to follow could be different. Be sure you know what to do.

 

 

Credit: Discover Boating & Nationwide

Posted on July 30, 2019 at 10:05 pm
John and Tracey Tindall | Category: Helpful Tips, Life on the Lake, Things to Do and See in North Idaho | Tagged , , , , , , , , , , , , , , , ,

Tindall Faves: Breakfast

When it comes to starting off your day right, Coeur d’Alene has you covered.  Not only do we have a great coffee scene, which we highlighted in a previous Tindall Faves, they also have some incredible breakfast options.  All possessing a classic, hometown feel, these breakfast stops are sure to leave you full and happy, without making too much of a dent in your wallet!

 

 

 

 

 

 

 

 

 

 

 

 

 

Nosworthy’s Hall of Fame

It truly does not get any better than Nosworthy’s.  Whether we’re looking for a filling breakfast to start off the day, a burger for lunch, or a big schooner of beer, Nosworthy’s is always our top choice. It has a true home-town feel, with sports memorabilia filling the walls, friendly service, and huge plates to fill up on when we’re really hungry. Their outdoor seating makes it a great place for outdoor breakfast during summer mornings, or a drink in the fresh air at night.  Our favorites are the King Kong burger, Schweitzer omelett, and jojo’s with dip. Their diverse menu choices and consistent quality make them a perfect any-time go-to. We can’t recommend them enough!

 

 

 

 

     

 

The Garnet

The garnet is small, quaint and unique.  When you go inside, it feels like you’re at grandma’s, and their food follows in their environment. They have a great menu with plenty of options for everyone.  One of their shining stars is their homemade bread. With toast accompanying most breakfast options, it’s the perfect compliment to a salty, traditional breakfast, especially with their homemade lemon curd and raspberry jam! Everything they do never fails to impress.  Try their classic breakfast or their trout for a rustic and satisfying start to your day!

 

 

 

         

Jimmy’s Down the Street

There’s a reason Jimmy’s Down the Street has been featured on the popular television show Diners, Drive-Ins, and Dives.  With a large menu and classic cafe decor, Jimmy’s Down the Street knocks it out of the park in the “busy cafe” category. The staff are always helpful and accommodating, with the owner often visiting each table to ensure the satisfaction of his customers.  Their corned beef hash is a must-have, and their gigantic cinnamon rolls are the perfect finish to a big breakfast. Enjoy their ample parking and fast service for a pleasant breakfast or lunch.

 

 

Le Peep

Le Peep is a great breakfast option with a unique environment.  Their patio overlooks the Spokane River in Riverstone, making it the perfect place to sit outside and look out over the water while enjoying a great meal.  We love to boat here during the summer and tie up at their dock. They have a large menu with lots of options, some of our favorites being their mexican breakfast, and any of their scrambles. Their locally sourced ingredients and big portion sizes just make these that much better.  They also have some of the best gluten free options in town! If you’re looking for a tasty breakfast with a view, this is the place to visit!

 

 

 

 

 

 

 

 

 

Posted on June 24, 2019 at 6:36 pm
John and Tracey Tindall | Category: !TINDALL FAVES!, Best of CDA | Tagged , , , , , , , , , , , , , , , , , , , ,

Tindall Faves: Coffee

One of the things Coeur d’Alene does best is coffee.  For a smaller town, we boast an impressive lineup of roasters and coffee shops. If you’ve been following us on Instagram at all, you know that one of our favorite sayings is “coffee is for closers.”  Because we love it so much, we thought we’d make a list of our favorite places in town to grab a cup! Whether you’re a resident, visitor, or looking to move here, this list should give you a great start!

 

 

 

 

 

 

 

 

 

 

 

 

Evans Brothers Coffee Roasters

Conveniently located in downtown Coeur d’Alene, Evan’s Brothers truly shines as one of the best coffee shops in town.  The quality of their coffee beans not only contributes to incredible pour-over quality, but also gives their espresso and lattes a unique and pleasant flavor. They are true coffee enthusiasts. However, their expertise doesn’t stop a coffee roasting.  They have created some of the most refreshing summer drinks available, as well as the best turmeric chai latte one could dream of. Their location downtown makes it easy to grab a drink and find a bench at McEuen Park (just a two minute walk away!) to soak up the sun.  We love this spot for business meetings or just an environment to get our creative juices flowing. With their pleasant staff, meticulous attention to detail with their coffee, and overall low-key environment, Evans Brothers is one of the best in class. Also visit their dog-friendly Sandpoint location!

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Terre Coffee & Bakery

Despite the large amount of coffee chains in Coeur d’Alene, Terre has managed to stand out of the bunch as perhaps the best multi-location shop in town. They have three locations spread throughout Coeur d’Alene and Post Falls, making it very convenient to grab a cup wherever you are around the area.  There is ample parking at each of their locations, setting them apart from some of the coffee shops downtown. No matter the location, they have a great system that tracks customer loyalty without the hassle of a punch card or loyalty card. Their friendly staff will serve you with a smile inside the shop, or in their speedy drive through. If their amazing coffee wasn’t enough, they also provide perhaps the best pastry and breakfast options for any coffee shop around. My favorite here is their americano with steamed cream and breakfast bagel sandwich.   If you’re looking for something sweet, try their gigantic cinnamon roll and honey maple latte for a great treat! 

 

 

 


 

 

 

 

 

 

 

 

 

Coeur d’Alene Coffee Company

Located inside one of downtown’s coolest buildings, CDA Coffee Company has mastered the art of creating a pleasant and productive environment.  Within the spacious Innovation Den, CDA Coffee Company is an open and comfortable place to grab a coffee with friends, read a book, or get some work done. Along with the wonderful feel of their shop, they also have an innovative and unique seasonal drink menu, complimented by their in-house coffee roasting. We love their vanilla lattes and fresh-daily pastries (especially their muffins.)  They are also conveniently located near some great restaurants, shops, and parks. Whether you’re warming up by the fire place in the winter, or soaking in the sun on their patio in the summer, CDA Coffee Company is a must-visit!

 

 

 

 

 

BONUS:

Lean Bean Coffee

In a town filled with espresso stands, it’s tough to stand out. By their incredible consistency and friendly staff, Lean Bean has done just that. We love this place for a quick drive through that has everything you need.  It’s our go-to for buying coffee for the office. Not only do they deliver great drinks at breakneck speed, but they also provide delicious breakfast options if you’re having a busy morning and need to grab something fast.  They have everything: from zipfizz to granitas to coffee, and number of delicious sandwich options. Our favorite is their Cali Bagel on a jalapeno bagel + bacon. Whenever I need to grab a quick breakfast, it’s my first choice.  Their loyalty program is also one of the best around, as they have loyalty cards that track points, rather than punching cards and forgetting or losing them all the time. This place has it all. Catch their happy hour every day from 4-6pm!

 

 

 

 

 

 

 

 

 

Posted on June 5, 2019 at 10:11 pm
John and Tracey Tindall | Category: !TINDALL FAVES!, Best of CDA | Tagged , , , , , , , , , , , , , , , , , , , ,