Tindall Faves: Burgers

The all-American classic: the burger. A lakeside town tucked in next to the Rockies is just the place you’d expect to have a great burger scene, and Coeur d’Alene does not disappoint.  

 

 

 

 

Nosworthy’s Hall of Fame

Once again, Nosworthy’s is our favorite all around establishment.  They are known for their burgers and they deliver every time. Everything is made to order, handcrafted goodness on a bun.  The Mootz Sister and King Kong are some of our favorites. For a keto friendly meal, try the Hoss burger with no bun. It’s excellent!  Be sure to come hungry too, as these burgers are quite the meal. We can’t say enough good things about Nosworthy’s. We love the food; we love the people there; and we just can’t get enough of our casual, old school Coeur d’Alene gathering spot!

 

 

 

 

 

 

 

     

 

Hudsons

Hudsons has been around for over 100 years.  Their food is tasty and simple; they don’t need any extra flair! Their location in downtown Coeur d’Alene is quaint and comfortable.  Their bar allows customers to watch as they hand slice pickles and onions for each burger. A double cheeseburger, taken to-go and eaten in the park is the perfect choice to fulfill those summer burger cravings. Despite being a very burgercentric restaurant, they also offer some great breakfast options and phenomenal pies for those with a sweet tooth!  There’s a reason they’ve been voted top 10 across America for burgers…they are simply the best!  

 

 

 

 

 

 

 

         

 

Messy Burger

Located in Spirit Lake, Messy Burger has a great take on burgers.  They provide big, bold flavors in their small little location on main street.  The staff is always friendly and great at giving suggestions for what to order (there are A LOT of choices!) Their Drunken Cowboy and Southwest Mess are some of our favorite burgers there.  Grab a burger with fries and fry sauce and take it to go, or dine outside at their outdoor picnic table seating. There’s a reason this place is rated #1 for quick bites in Spirit Lake!

 

 

 

 

 

 

 

 

 

 

Seasons of CDA

Seasons is one of the most upscale locations on our list.  With live music, a large bar, and a beautiful interior, Seasons is firing on all cylinders. Their menu is quite diverse, with burger and non-burger options.  All sauces for their burgers are made in house (we recommend their carmelized onion tarter!).Our favorite is the wonderful Kobe beef burger that is excellent with and without the bun.  With a convenient location right in the heart of downtown, and fresh local ingredients, it’s a no-brainer! 

 

 

 

 

 

 

 

Photo by: Penny’s Pit Rathdrum

Penny’s Pit

If you are not looking you can drive right by this gem.  Penny’s Pit is located in Rathdrum in a little strip mall next to a gas station.  Based on the location, you might have some doubts, but trust us; this place is an absolute must-visit. Their burgers, sandwiches and really, anything you might like to order are out of this world.  This very tiny establishment, run by a husband and wife team, makes all their food to order with fresh and tasty ingredients. Their portions are massive, so don’t worry about leaving hungry. It’s hard for us to pick favorites because we love everything on the menu, but some of the standouts to us are the Sinatra with gorgonzola cheese, the James Dean, and the Naked Lady (for our keto friends.)  You truly can’t go wrong with anything you might order. Don’t miss out on this hidden gem!  

 

 

 

 

Posted on August 13, 2019 at 2:56 pm
John and Tracey Tindall | Category: !TINDALL FAVES!, Best of CDA | Tagged , , , , , , , , , , , , , , , , , , , ,

How is the North Idaho Market?

How is our local Real Estate Market?  What can we expect for our market for the rest of the year?  WHat are the indicators to watch ?

Windermere’s Chief Economist, Matthew Gardner shares his insights in the Gardner Report.

ECONOMIC OVERVIEW

Following a trend that started last fall, job growth in Idaho continues to moderate. The addition of 18,400 new jobs year-over-year represents an annual growth rate of 2.5%. This is to be expected at this point in the economic cycle, but it’s worth noting that the current rate of job growth remains well above the national average of 1.6%.

In May, the state unemployment rate was 2.8%, marginally lower than the 2.9% rate of a year ago. The state remains at full employment, though it is interesting to note that the employment rate remained below 3% even as the labor force rose 2%, suggesting that the economy remains very robust as there are still job openings to accommodate new workers.

Read the Full Report

Posted on August 7, 2019 at 10:19 pm
John and Tracey Tindall | Category: Real Estate Trends | Tagged , , , , , , , , , , , , , , ,

Tindall Faves: Breakfast

When it comes to starting off your day right, Coeur d’Alene has you covered.  Not only do we have a great coffee scene, which we highlighted in a previous Tindall Faves, they also have some incredible breakfast options.  All possessing a classic, hometown feel, these breakfast stops are sure to leave you full and happy, without making too much of a dent in your wallet!

 

 

 

 

 

 

 

 

 

 

 

 

 

Nosworthy’s Hall of Fame

It truly does not get any better than Nosworthy’s.  Whether we’re looking for a filling breakfast to start off the day, a burger for lunch, or a big schooner of beer, Nosworthy’s is always our top choice. It has a true home-town feel, with sports memorabilia filling the walls, friendly service, and huge plates to fill up on when we’re really hungry. Their outdoor seating makes it a great place for outdoor breakfast during summer mornings, or a drink in the fresh air at night.  Our favorites are the King Kong burger, Schweitzer omelett, and jojo’s with dip. Their diverse menu choices and consistent quality make them a perfect any-time go-to. We can’t recommend them enough!

 

 

 

 

     

 

The Garnet

The garnet is small, quaint and unique.  When you go inside, it feels like you’re at grandma’s, and their food follows in their environment. They have a great menu with plenty of options for everyone.  One of their shining stars is their homemade bread. With toast accompanying most breakfast options, it’s the perfect compliment to a salty, traditional breakfast, especially with their homemade lemon curd and raspberry jam! Everything they do never fails to impress.  Try their classic breakfast or their trout for a rustic and satisfying start to your day!

 

 

 

         

Jimmy’s Down the Street

There’s a reason Jimmy’s Down the Street has been featured on the popular television show Diners, Drive-Ins, and Dives.  With a large menu and classic cafe decor, Jimmy’s Down the Street knocks it out of the park in the “busy cafe” category. The staff are always helpful and accommodating, with the owner often visiting each table to ensure the satisfaction of his customers.  Their corned beef hash is a must-have, and their gigantic cinnamon rolls are the perfect finish to a big breakfast. Enjoy their ample parking and fast service for a pleasant breakfast or lunch.

 

 

Le Peep

Le Peep is a great breakfast option with a unique environment.  Their patio overlooks the Spokane River in Riverstone, making it the perfect place to sit outside and look out over the water while enjoying a great meal.  We love to boat here during the summer and tie up at their dock. They have a large menu with lots of options, some of our favorites being their mexican breakfast, and any of their scrambles. Their locally sourced ingredients and big portion sizes just make these that much better.  They also have some of the best gluten free options in town! If you’re looking for a tasty breakfast with a view, this is the place to visit!

 

 

 

 

 

 

 

 

 

Posted on June 24, 2019 at 6:36 pm
John and Tracey Tindall | Category: !TINDALL FAVES!, Best of CDA | Tagged , , , , , , , , , , , , , , , , , , , ,

Tindall Faves: Coffee

One of the things Coeur d’Alene does best is coffee.  For a smaller town, we boast an impressive lineup of roasters and coffee shops. If you’ve been following us on Instagram at all, you know that one of our favorite sayings is “coffee is for closers.”  Because we love it so much, we thought we’d make a list of our favorite places in town to grab a cup! Whether you’re a resident, visitor, or looking to move here, this list should give you a great start!

 

 

 

 

 

 

 

 

 

 

 

 

Evans Brothers Coffee Roasters

Conveniently located in downtown Coeur d’Alene, Evan’s Brothers truly shines as one of the best coffee shops in town.  The quality of their coffee beans not only contributes to incredible pour-over quality, but also gives their espresso and lattes a unique and pleasant flavor. They are true coffee enthusiasts. However, their expertise doesn’t stop a coffee roasting.  They have created some of the most refreshing summer drinks available, as well as the best turmeric chai latte one could dream of. Their location downtown makes it easy to grab a drink and find a bench at McEuen Park (just a two minute walk away!) to soak up the sun.  We love this spot for business meetings or just an environment to get our creative juices flowing. With their pleasant staff, meticulous attention to detail with their coffee, and overall low-key environment, Evans Brothers is one of the best in class. Also visit their dog-friendly Sandpoint location!

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Terre Coffee & Bakery

Despite the large amount of coffee chains in Coeur d’Alene, Terre has managed to stand out of the bunch as perhaps the best multi-location shop in town. They have three locations spread throughout Coeur d’Alene and Post Falls, making it very convenient to grab a cup wherever you are around the area.  There is ample parking at each of their locations, setting them apart from some of the coffee shops downtown. No matter the location, they have a great system that tracks customer loyalty without the hassle of a punch card or loyalty card. Their friendly staff will serve you with a smile inside the shop, or in their speedy drive through. If their amazing coffee wasn’t enough, they also provide perhaps the best pastry and breakfast options for any coffee shop around. My favorite here is their americano with steamed cream and breakfast bagel sandwich.   If you’re looking for something sweet, try their gigantic cinnamon roll and honey maple latte for a great treat! 

 

 

 


 

 

 

 

 

 

 

 

 

Coeur d’Alene Coffee Company

Located inside one of downtown’s coolest buildings, CDA Coffee Company has mastered the art of creating a pleasant and productive environment.  Within the spacious Innovation Den, CDA Coffee Company is an open and comfortable place to grab a coffee with friends, read a book, or get some work done. Along with the wonderful feel of their shop, they also have an innovative and unique seasonal drink menu, complimented by their in-house coffee roasting. We love their vanilla lattes and fresh-daily pastries (especially their muffins.)  They are also conveniently located near some great restaurants, shops, and parks. Whether you’re warming up by the fire place in the winter, or soaking in the sun on their patio in the summer, CDA Coffee Company is a must-visit!

 

 

 

 

 

BONUS:

Lean Bean Coffee

In a town filled with espresso stands, it’s tough to stand out. By their incredible consistency and friendly staff, Lean Bean has done just that. We love this place for a quick drive through that has everything you need.  It’s our go-to for buying coffee for the office. Not only do they deliver great drinks at breakneck speed, but they also provide delicious breakfast options if you’re having a busy morning and need to grab something fast.  They have everything: from zipfizz to granitas to coffee, and number of delicious sandwich options. Our favorite is their Cali Bagel on a jalapeno bagel + bacon. Whenever I need to grab a quick breakfast, it’s my first choice.  Their loyalty program is also one of the best around, as they have loyalty cards that track points, rather than punching cards and forgetting or losing them all the time. This place has it all. Catch their happy hour every day from 4-6pm!

 

 

 

 

 

 

 

 

 

Posted on June 5, 2019 at 10:11 pm
John and Tracey Tindall | Category: !TINDALL FAVES!, Best of CDA | Tagged , , , , , , , , , , , , , , , , , , , ,

Valentine’s Day with Your Special Someone

Love is in the air and Valentine’s Day is just around the corner! What are you going to do for your sweetie this year? Whether you want to get them something special or do something special, there’s lots of options.  We’re here to help make your day exceptional.

 

Avoid The Same Old Same Old

Do you tend to get your special someone the same thing each and every year? Maybe some roses and a box of chocolates? This is the year to break that trend and avoid the ordinary!! Check out these great gift ideas that are better than flowers and candy. It’s guaranteed to surprise the one you love:

 

What a Difference a Day Makes Burlap Print – Personalized Family Dates

This personalized gift is a great way to look back on your relationship. From the day you met, first date, got married, and the birth of your children.

 

 

 

 

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Polaroid Camera

What better way to capture each and every moment as they happen? You can treasure those moments forever. Stick them on your fridge, in a photo album or scrapbook. 

 

 

 

Image result for at home spa setSpa Set

Bring the spa to her! With several different scent options, you can treat your love from the comfort of their own home.

 

 

 

 

Date Night Bucket List

Switch up the usual with this date night bucket list. Lots of creative date night ideas, both fun and intellectual. Avoid the dreaded “What do you want to do tonight?” question.

 

 

 

Your Vows as an Art Print

Remember your special day in this unique way. Pick the best line from your vows and put them on display.

 

 

 

 

 

 

 

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Edible Bouquet

Satisfy their sweet tooth with a twist. So gorgeous they’ll never want to eat it… if they can resist.

 

 

 

 

 

You Know Them Best

When it comes right down to it, you know your love the best. This is an excuse to treat them… maybe spoil them with a spa day. Keep them grilling with a BBQ Set. Make them laugh with a silly mug. Keep them cozy with a new blanket & pillow or PJ set. Get them a little buzzed with their favorite wine. Keep things smelling fresh with a candle. Help them feel pretty with personalized jewelry. Even if it’s the classic flowers & chocolates, get them what they want.

 

 

A Night on The Town

Want to take your sweetie out on the town? Beautiful Coeur d’Alene and the surrounding area is never short on events, even for the day of love. And also some great date night ideas you could do on Valentine’s Day or any other.

 

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The Chocolate Affair – On February 8th at the Resort Plaza Shops from 5-8pm

 

Valentines Bazaar – On February 9th at Garden Plaza in Post Falls from 11am-3pm

 

Love on the Lake Dinner and Cruises – On February 14th boarding at The Boardwalk Marina at 5pm or 7:30pm

 

Valentine’s Chocolate Fountain Buffet – On February 14th at the Coeur d’Alene Resort at 4pm

 

Valentine’s Day Acoustic Dinner – On February 15th at Cruisers Bar & Grill from 7-11pm

 

Sweetheart’s Ball – On February 15th at The Best Western from 5:30-9:30pm

 

Ice Skating at River Front Park in SpokaneMake an entire night of it and have dinner at an elegant restaurant downtown, catch a movie, go ice skating, and then stay at a nice hotel.

 

Pinot’s Palette Date Night – You paint half a picture on a canvas and your partner paints the other half, making one giant gorgeous picture. Don’t forget the drinks.

 

Ski/Snowboard Day – Enjoy the slopes at any one of the great resorts near us!

 

There are tons of romantic restaurants in the Coeur d’Alene & Spokane area. Click here for a great list in Coeur d’Alene! And here for a list in Spokane!

 

 

 

Romantic Getaways

A getaway with the one you love is needed every now and then. And what better time than Valentine’s Day? Celebrate your love together and enjoy a small vacation. You’ll still be close to home, yet in a world of your own.

 

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Western Pleasure Ranch

Located in gorgeous Sandpoint Idaho, this is a must stay. Visitors get to enjoy astounding views of the surrounding mountain ranges and beautifully constructed log cabins. Don’t forget the horseback riding, outdoor activities, and all the history that comes with it.

 

 

 

 

 

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Blackwell Hotel

The Blackwell Hotel is located in Downtown Coeur d’Alene. It’s full of elegance, history, and many unique touches. First built in 1904, it still has the original artwork. A very romantic place, a must see!

 

 

 

 

 

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Coeur d’Alene Resort

Located on the North Shore of Coeur d’Alene Lake, it’s become a top place to stay for visitors. At the resort you will never be bored with accommodations like golfing, spa, pool, restaurants, nightlife and more!  Check out their lake front rooms today.

 

 

 

 

 

 

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Northern Quest Dinner & Movie Plus Resort & Casino

This is a one of a kind experience! Dinner & a movie, then dessert & drinks after the credits roll. Don’t forget the gambling & luxury rooms to stay in. Everything you need in one place.

 

 

 

 

 

 

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Davenport Hotel

Located in Downtown Spokane, Historic Davenport Hotel is right in the center of everything. With gorgeous city views, a romantic design, a spa, and even jetted tubs and fireplaces in some rooms you’ll never want to leave! Great balance of modern amenities and a historic charm.

 

 

 

 

 

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Aspen Meadows Bed & Breakfast

This little bed & breakfast is located just 10 minutes from downtown. Close but away from all the crows. Very peaceful and quite location which makes it perfect for a romantic getaway.

 

 

 

 

 

No matter how you choose to spend your Valentine’s Day, make it memorable and celebrate your love!!

 

 

Credit: goodhousekeeping.com & countryliving.com & resortsandlodges.com

Posted on February 7, 2019 at 9:49 pm
John and Tracey Tindall | Category: Best of CDA, CDA is Awesome, Our Great City, Whats Happening | Tagged , , , , , , , , , , , , , , , , , ,

Activities to Enjoy This Winter

One thing you can count on in North Idaho and that is that Idaho has 4 great and very distinct seasons. Each having something fun and unique to offer. From the weather to events, food  and clothes. Above all, there is always something to do in each season. Indoor or outdoor person, it doesn’t matter, there’s something for you. 

 

Over the next few months there are enough activities in our beautiful city and surrounding area to make your head spin. Below are just a few of  activities you might want to consider.  You can always stay tuned to our What’s Happening Page for January, February & March for a full list. Including dates, times, locations and links!!

 

  • Mamma Mia! – Aspire Community Theatre on Feb. 8 -17. 

It’s a show you can’t miss! The only Pacific Northwest Company to hold this will have this production.

 

Can’t miss this chocolate tasting event & competition. Test chocolates with the perfect wine pairing with your valentine!

 

There will be a buffet dinner, plus a silent & live auction

 

It’s known as the “Wildest Event in the Rockies”!! Check out ATVs Towing Skiers Down a Snow Covered Downtown Street Course

 

Take a stroll through the streets of New Orleans where you can enjoy New Orleans Style Food from 10 Local Restaurants! Don’t forget about the fun street entertainment.

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Sample the Soup & Chili.  Also Enjoy Auction Items, Game Room for Kids & Musical Performances

 

Check out this cocktail showdown with Local Mixologists!

 

The above is just a handful of the events happening over the next couple of months. And, there is always many to choose from each month and season.  Get out and enjoy all our area has to offer this winter!! And don’t forget to drop by our What’s Happening Page for January, February & March for a full list. Including dates, times, locations and links!!

John and Tracey Chime In

We love north Idaho. We love the fact that every season has its own unique life.  Festivities, events and change.  You never get bored here.  Just about the time you are ready for a change, Idaho delivers!  Each season has so many fun and unique activities and many that you look forward to all year long.   Idaho keeps it interesting and enjoyable and its just one of the reasons we call this our forever-home! 

John and Tracey Tindall 

Posted on February 4, 2019 at 9:25 pm
John and Tracey Tindall | Category: Best of CDA, CDA is Awesome, Keeping it Real - With John & Tracey, Our Events!, Our Great City, Things to Do and See in North Idaho, Whats Happening | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Aspire Community Theatre Ushers in Mamma Mia!

Coeur d’Alene never ceases to amaze us. Not only do we get to enjoy the obvious beauty and all the lovely people who live here, but our Lake City offers so many other benefits! Like Theater!! But not just any Theater… Aspire Community Theatre.

 

 

Great Local Entertainment

Aspire Community Theatre (ACT) is unlike any other. How, you may ask?  To start, they are a completely non-profit run organization with experienced theatrical artists in charge. It’s a community theater, staffed 100% by volunteers, yet working at a professional level.  As a result, you can count on exceptional and entertaining performances each and every time.

 

Their Mission

 

Aspire was founded because many parents of children in theater were unable to find other options once their children graduated.  Their only other option was acting at a professional level.   Creating this theater was a way they could continue to learn and expand their acting abilities right here at home.   Aspire is a conservatory theatre, which means, the students will learning through out each production because they are involved in each aspect of the production.  Aspire incorporates a wide a wide range of groups and ages to keep things lively. Plus, they “not only develop artists, but theater enthusiasts through education and exposure”.  

 

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 Aspire’s mission “is to enrich, entertain and educate our community through exceptional live theater which inspires the imagination and provokes contemplation of truth. Our goal is to honor, reflect and collaborate with the greater community we serve, creating leaders for the future, as we form partnerships today.”  And they do just that!

 

   Courtesy of the Coeur d’Alene Press

 

 A Gift To The Community   

Theater is a gift – for both the audience and artists and with 600 season ticket holders it seems like our community agrees.  Bringing together experienced theatrical artists combined with young talent and community leaders; Aspire is determined to improve the lives of not only the artists and productions but this community.  They provide a venue “For the next generation of characters”.   Because of their local success, they are the only theater in the pacific northwest playing Mama Mia! First show is February 8th. 

 

John and Tracey Chime In

“Our first Aspire experience was for “Catch Me If You Can”.   We were intrigued when they said it would be a MUSICAL!  We loved the movie and were so interested in seeing how it could be made as a musical.   Aspire took that movie to a whole new level as a musical play.  We loved it!  Above all, it was so creative and a throughly enjoyable performance.  We laughed and enjoyed every minute of it.  Aspire offers a diverse and multi-faceted mixture of talent we have not seen in community theater.  If you are looking for a great entertaining evening, go to a performance.  Finally, Mamma Mia would make a wonderful treat for your Valentine!   

John and Tracey Tindall   

Contact us for special ticket discounts!!

 

Happening in February

Coming to Aspire this February!

 

 

Contact us for special ticket discounts!!

 

Only at Aspire!

Contact us for special ticket discounts!!

 

 

Visit Aspire  here Check out the upcoming shows and learn organization, donate, sponsor and volunteer.

 

Credit: https://aspirecda.com/

 

 

Posted on January 31, 2019 at 10:46 pm
John and Tracey Tindall | Category: Best of CDA, CDA is Awesome, Our Great City, Things to Do and See in North Idaho, Whats Happening | Tagged , , , , , , , , , , , , , , , , , , , , , , ,

Street Eats ~ Food Trucks Rolling into Coeur d’Alene

Calling all Foodies!! One of the fastest growing food industries is coming to our own backyard. Food Trucks! The speed, convenience, quality and price is enough to draw a crowd to the up and coming food truck pavilion in Coeur d’Alene. 

 

food truck

 

 

A Great Idea Hatched

The owners of Premier Auction Center in Post Falls teamed up with the owners of the Jitterz Espresso franchise and hatched this great idea. Our area’s next food truck court will have just about everything! That includes 13 food vendors, a Jitterz Coffee stand, 39 parking spots with a large eating pavilion. “Prairie Pavilion” will be located at 7777 Heartland Drive and plans to be open by the spring of 2019. 

 

Good For Your Tummy and Our Economy

It’ll be great for the consumer as well as helpful to our economy. Food Trucks and the food truck community invest into our local economy and they do so by creating jobs and help recharge underdeveloped areas. One may think they could  be hurtful to the brick-and-mortar restaurants.  Just the opposite,  because  food trucks draw patrons to the area which  increases the amount of foot traffic to other restaurants and surrounding businesses.  Not to mention, restaurants are opening food trucks of their own to keep up with the growing trend. Plus, food truck businesses are required to pay all the same taxes as other restaurants and this generate thousands in tax revenue for the city.

 

Their Vision

The owners say it’ll be a “happening spot where busy businesspeople can swing through for a quick bite, as well as a welcoming environment where everyone can enjoy a relaxing meal.” That will just be the start! Additional plans are “getting kicked around” about making this spot a cornerstone of the community. Possibly having farmer’s markets and music shows available alongside the pavillion. Overall, Prairie Pavilion will be a great spot for everyone and it’ll be right in our backyard!

 

John and Tracey Chime In

“We have enjoyed some pretty wonderful food from food trucks here in Coeur d’Alene and in other cities.  Dining from a truck will surprise you because you just can’t imagine such amazing and sometimes gourmet food can be cooked up and served from a truck, but it does!  We love this idea and how it brings a new layer and flavor to our area”.  John and Tracey Tindall 

 

Courtesy of Google Maps

 

Credit: https://www.cdapress.com/local_news/20190110/street_eats_coming_to_north_coeur_dalene?fbclid=IwAR2H7ELzQOXwSfsRIstFa7UaWw54hje8gnI6donQbybM1uu_jjEZtdFos70 & http://www.dmvfta.org/food-truck-facts

Posted on January 25, 2019 at 3:08 pm
John and Tracey Tindall | Category: Best of CDA, CDA is Awesome, Coming Soon!, Our Great City, Things to Do and See in North Idaho, Whats Happening | Tagged , , , , , , , , , , , , , , , , , , , , , , ,

Rules for Saving & Paying Down Debt

Saving money can be such a challenge for most of us.   When it comes time to buy a home or invest in real estate it can become even more of a struggle.   With mortgage financing, we must be sure to keep our debts low, while having  enough assets on hand to get our loan approved.  We will need to consider the budget for new mortgage payments while paying of credit card or consumer debts each month.  AND we must be mindful about putting money away into a 401K or other investments and maybe having a little extra to enjoy life. 

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Below are 7 simple rules for saving your money and paying off debts. Following these rules will make it easier to get where we’d like to be financially before taking the steps to get your dream home. 

 

1. Automate It! 

Most places of employment offer direct deposit. Use that to your advantage. Set your direct deposit up for a portion of your paycheck to be deposited into several different accounts. One for your 401K, another into a savings account for the purpose of emergencies, also an account to save for home projects, vacations, etc. Then, set up your bills to be paid automatically. It would be beneficial to check with your loan holders to see if that would be an option. Ultimately, it comes down to this: if you can’t see the money then you won’t have the temptation to spend it.

 

2. Know How to Prioritize

Should you start paying down debt or saving first? Which debts should you start with? You need to know how to prioritize and compare the numbers. First, start by checking the interest rates on your loans and credit cards. The higher the interest rate, the more of a priority that should be to pay off. Save any extra money you get. Tax return? Put that into savings! Get a raise at work? Automatically deposit that extra percentage into savings each month. Eventually, you will have enough in that account for a nice down payment on your home. 

 

3. Imagine Your Future Self

Where do you want to be in 5 years? 10 years? 20 years? Owning your own home? Not drowning in debt? Studies show if you imagine where you’d like to be in the future that will motivate you to take the necessary steps for the purpose of achieving those goals.

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4. Stop Unnecessary Spending

Take a good look at your finances and what you spend money on regularly. Do this with the intention of determining what can be dropped or scaled back on. Maybe a gym membership that you pay for monthly and only go once every 3 months or so. Another common unnecessary expense is cable TV; streaming services are cheaper, and they have a great selection. Additionally, rather than getting a coffee at Starbucks every day, make your own coffee at home. You may be surprised to know that could save over $100 a month. Also, eat meals at home instead of going out to eat. Even dropping one expenditure mentioned will make a huge difference on your bank account. 

 

5. Reward Yourself

You can’t live your life to save and pay down debt. Every now and then you need a reward for all your hard work. Use that as a motivation to save. Got a bill paid off? Get yourself something! Reached your goal on an amount of money you wanted to save? Treat yourself! Be sure to make these rewards sensible, but you could be getting perks while saving and paying off bills.  

 

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6. Take Advantage of Bank & Credit Cards Offers & Rewards

Take a good look at your credit card rewards, it may surprise you what they offer. There may be an opportunity for you to receive a percentage of what you spend in cash back. Who wouldn’t benefit from that? Make sure your bank account doesn’t charge you a monthly maintenance fee. If it does, research how to waive it or get a different account.

 

7. Start Young (Its never early or late to Start)

If this applies to you, pay attention. Starting off at a young age will set you up in the future. Even if you’re working at your very first job, you can start taking the necessary steps. Apply the rules above and your savings will grow faster than you could ever anticipate.

By following these rules, you can save, pay off debt   Whether your goal is to save for a home or prepare for the future, it’s all possible with a little hard work and knowledge on your side.

Think that your credit is hopeless and that you may never be in a position to buy a home? Don’t!  There is always a way with a good plan and a good team.  We have helped so many buyers get into homes when they thought it would never be a reality for them.  We have a great team that can help you build the roadmap to get there.  Want to know more about how to get started?  Let’ Connect

Credit: NPR Public Radio – https://www.npr.org/2018/12/12/676120025/get-started-saving & http://time.com/money/4266906/save-for-new-home-tips/

Posted on January 3, 2019 at 6:23 pm
John and Tracey Tindall | Category: Costs and Spending, First Time Home Buyer, Helpful Tips | Tagged , , , , , , , , , , , , , , , , , , , ,

Preparation for Winter Driving and Snow

Here in beautiful North Idaho we are lucky to have 4 very distinct seasons. Everybody loves the warmth of Summer, the freshness of Spring, the colors of Fall, and the coziness of Winter.  

With winter comes SNOW and that can mean snow storms!   Driving in the snow and knowing how to be prepared for winter driving can be a bit stressful. 

Knowing what to do or even where to start preparation can be one of the biggest hurdles. There are simple preparations that can be done to your vehicle and with your family to get through the longest and coldest season. Check out the below tips to help avoid winter from sneaking up on you and those you love.

 

 

Preparation Tips for Successfully Surviving the Winter:

 

Get a Vehicle Winter Maintenance Check-up Before Winter Hits:

~ Don’t wait to check your battery, belts, hoses, radiator, lights, brakes, heater/defroster and wipers ~

~ Tire shops and mechanics are busiest just before and during winter storms, so get your check-up scheduled NOW ~

Keep a Basic Winter Survival Kit in Your Vehicle:

~ Flashlight ~ Batteries ~ Blanket ~ Snacks ~

Water ~ Gloves ~ Boots ~ First-aid kit ~

Load Your Car with Basic Travel Gear:

~ Tire chains ~ Ice scraper/snowbrush ~ Jumper cables ~ Road flares ~

Keep Your Fuel Tank Full:

~ Don’t let it fall below half a tank ~

Plan With Your Family

~ Create a plan that works well with your family ~

~ Practice it each year before the snow falls ~

Stay Informed:

~ Be sure to find your local station for traffic reports and emergency messages ~

~ Know the weather approaching so you are prepared for its arrival ~

Check Your Tires:

~ Make sure your chains fit before the first winter storm ~

~ Check tire pressure during cold weather ~

Image result for winter driving

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Click on the Checklists Below for More Information:

Get Ready for Freezing Temperatures & Snowfall

Get Ready for Winter Weather Driving

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AND REMEMBER TO ALWAYS BE SAFE OUT THERE!!

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Sources:

Washington State Dept of Transportation https://www.wsdot.com/winter/emergencykit.htm

Take the Winter by Storm https://takewinterbystorm.org/

Posted on November 21, 2018 at 12:21 am
John and Tracey Tindall | Category: Helpful Tips | Tagged , , , , , , , , , , , , , , , , , , , , , , , ,